🏴󠁧󠁢󠁥󠁮󠁧󠁿 101 Top English Finance Startups & Firms

August 14, 2021
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This article showcases our top picks for the best English Finance companies. These startups and companies are taking a variety of approaches to innovating the Finance industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top English Finance Startups

Data sourced from Crunchbase and SemRush.

Wise

Wise

Crunchbase Website Twitter Facebook Linkedin

Wise is a money transfer service allowing private individuals and businesses to send money abroad without hidden charges.

Railsbank

Railsbank

Crunchbase Website Twitter Facebook Linkedin

Railsbank is an open banking API and platform that gives regulated and un-regulated companies access to global banking.

Railsbank

Seedrs

Crunchbase Website Twitter Facebook Linkedin

Seedrs is a UK-based investment and crowdfunding platform.

Railsbank

Draper Esprit

Crunchbase Website Twitter Facebook Linkedin

Draper Esprit is a venture capital fund that invests in disruptive tech companies at the early and growth stages.

Railsbank

Barclays

Crunchbase Website Twitter Facebook Linkedin

Barclays is a global financial services company that provides various financial products and services worldwide.

Railsbank

WorldRemit

Crunchbase Website Twitter Facebook Linkedin

WorldRemit is a money transfer service that helps migrants send money to their loved ones all over the world.

Railsbank

LATOKEN

Crunchbase Website Twitter Facebook Linkedin

LATOKEN is the leading platform for multi-asset tokenization and cryptocurrency exchange.

Railsbank

Bought By Many

Crunchbase Website Twitter Facebook Linkedin

Bought By Many is a pet InsurTech company that provides insurance products and a streamlined customer experience.

Railsbank

Zopa

Crunchbase Website Twitter Facebook Linkedin

Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.

Railsbank

Trussle

Crunchbase Website Twitter Facebook Linkedin

Trussle is a free online mortgage broker that works with much-needed transparency.

Railsbank

Funding Circle

Crunchbase Website Twitter Facebook Linkedin

Funding Circle is a lending platform for small businesses.

Railsbank

HSBC

Crunchbase Website Twitter Facebook Linkedin

HSBC is a banking and financial services organization that offers a comprehensive range of services.

Railsbank

Ebury

Crunchbase Website Twitter Facebook Linkedin

Ebury is a financial services company designed to empower small and medium-sized businesses that want to trade internationally.

Railsbank

SoftBank Vision Fund

Crunchbase Website Twitter Facebook Linkedin

SoftBank Vision Fund specializes in growth capital and social impact investments.

Railsbank

PPRO

Crunchbase Website Twitter Facebook Linkedin

PPRO is the top global provider of local payments infrastructure, powering growth for payment service providers.

Railsbank

Freetrade

Crunchbase Website Twitter Facebook Linkedin

Freetrade is a challenger stockbroker that offers free share trading in mobile phones.

Railsbank

Monese

Crunchbase Website Twitter Facebook Linkedin

The mobile app alternative to the banks, offering multi-currency accounts that are easy to open from anywhere in the European Economic Area

Railsbank

Everledger

Crunchbase Website Twitter Facebook Linkedin

Everledger provides an immutable ledger for diamond and other asset ownership and related supply chain history.

Railsbank

TradingView

Crunchbase Website Twitter Facebook Linkedin

The social network powering independent traders and investors

Railsbank

Habito

Crunchbase Website Twitter Facebook Linkedin

Habito is a digital mortgage brokerage services company that offers a personal and modernized approach to the home buying experience.

Railsbank

iwoca

Crunchbase Website Twitter Facebook Linkedin

Iwoca offers credit financing services for small businesses.

Railsbank

OakNorth

Crunchbase Website Twitter Facebook Linkedin

OakNorth is the creator of the ON Credit Intelligence Suite – proven cloud software that transforms commercial lending

Railsbank

MarketFinance

Crunchbase Website Twitter Facebook Linkedin

MarketFinance is a FinTech company providing business finance solutions that help companies grow.

Railsbank

Wirex

Crunchbase Website Twitter Facebook Linkedin

Wirex is a digital payment platform that aims to make crypto and traditional currencies equal and accessible to everyone.

Railsbank

Marshmallow

Crunchbase Website Twitter Facebook Linkedin

Marshmallow is a full-stack insurance carrier driven by technology.

Railsbank

Cleo

Crunchbase Website Twitter Facebook Linkedin

Cleo is a financial assistant designed for Gen-Z that is fighting for the world’s financial health.

Railsbank

Insurtech Gateway

Crunchbase Website Twitter Facebook Linkedin

The only FCA authorised independent incubator + fund, the Insurtech Gateway is the fastest place to build and launch an insurtech idea.

Railsbank

Prodigy Finance

Crunchbase Website Twitter Facebook Linkedin

Prodigy Finance provides postgraduate student loans to international students to attend a top school.

Railsbank

Bud

Crunchbase Website Twitter Facebook Linkedin

Bud is a financial network combining APIs & data to create a new species of connected experiences.

Railsbank

Salary Finance

Crunchbase Website Twitter Facebook Linkedin

Salary Finance partners with employers to improve employee wellbeing by helping get people out of debt and into saving.

Railsbank

Moneybox

Crunchbase Website Twitter Facebook Linkedin

Moneybox is a mobile savings and investment app that offers a range of saving and investment products including Lifetime ISAs and Pensions.

Railsbank

WestBridge Capital

Crunchbase Website Twitter Facebook Linkedin

WestBridge Capital is a private equity firm that invests between £10m and £20m in SMEs.

Railsbank

Penfold

Crunchbase Website Twitter Facebook Linkedin

Challenger pension getting young people and the self-employed saving enough for retirement.

Railsbank

Dawn Capital

Crunchbase Website Twitter Facebook Linkedin

Dawn Capital is an early-stage venture fund that focuses on investing in the enterprise software and FinTech sectors.

Railsbank

PwC

Crunchbase Website Twitter Facebook Linkedin

PricewaterhouseCoopers is an accounting firm that provides tax, HR, transactions, performance improvement, and crisis management services.

Railsbank

Seraphim Capital

Crunchbase Website Twitter Facebook Linkedin

Seraphim Capital is dedicated to financing the growth of companies operating in the space ecosystem.

Railsbank

Radix

Crunchbase Website Twitter Facebook Linkedin

Radix DLT is building a decentralized finance protocol that provides access, liquidity, and programmability of any asset in the world.

Railsbank

PrimaryBid

Crunchbase Website Twitter Facebook Linkedin

PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital.

Railsbank

Reef Finance

Crunchbase Website Twitter Facebook Linkedin

Reef Finance is a DeFi platform that enables cross-chain integrations across various DeFi protocols.

Railsbank

TransferGo

Crunchbase Website Twitter Facebook Linkedin

TransferGo offers international money transfers for both migrant workers & businesses using their digital account-to-account business model.

Railsbank

Tandem

Crunchbase Website Twitter Facebook Linkedin

Tandem is building a bank and financial management universe, focused on freeing users from financial stress by making money simple.

Railsbank

Chip

Crunchbase Website Twitter Facebook Linkedin

Chip is building the best savings account in the world

Railsbank

ezbob

Crunchbase Website Twitter Facebook Linkedin

ezbob is a UK based software provider for banks and other financial institutions.

Railsbank

Sweatcoin

Crunchbase Website Twitter Facebook Linkedin

Sweatcoin is a digital currency backed by economic value of physical movement.

Railsbank

Jaja

Crunchbase Website Twitter Facebook Linkedin

Jaja is a fintech company that provides digital and physical credit cards and other financing services.

Railsbank

Cuvva

Crunchbase Website Twitter Facebook Linkedin

Radically better insurance, fit for the future.

Railsbank

Generation Home

Crunchbase Website Twitter Facebook Linkedin

Generation Home is a new mortgage lender dedicated to making homeownership work better for everyone.

Railsbank

Zinc.VC

Crunchbase Website Twitter Facebook Linkedin

Zinc.VC is a London-based business builder that runs 9 month mission-led programmes to build scalable commercial impact-led businesses.

Railsbank

Arix Bioscience

Crunchbase Website Twitter Facebook Linkedin

Arix Bioscience is a healthcare and life science company.

Railsbank

Tymit

Crunchbase Website Twitter Facebook Linkedin

Tymit is a provider of credit cards that offers financing purchases overtime and manages the monthly budget.

Railsbank

Capital.Com

Crunchbase Website Twitter Facebook Linkedin

Capital.com is a high-growth, investment trading fintech group of companies empowering people to participate in financial markets.

Railsbank

G4S

Crunchbase Website Twitter Facebook Linkedin

G4S is an international security solutions group, focused on BPO sectors where security and safety risks are considered a strategic threat.

Railsbank

Assetz Capital

Crunchbase Website Twitter Facebook Linkedin

Assetz Capital is a lending business that provides its services for SME finance, bridging, and property development sectors.

Railsbank

Sonovate

Crunchbase Website Twitter Facebook Linkedin

Sonovate solves cash flow and admin headaches for users and suppliers of global contingent workforce solutions

Railsbank

LANDBAY

Crunchbase Website Twitter Facebook Linkedin

Landbay is a specialist Buy to Let mortgage lender using peer-to-peer technology to fund its loans.

Railsbank

Gro

Crunchbase Website Twitter Facebook Linkedin

Gro develops protocols or autonomous programs designed for a simple and friendly DeFi experience.

Railsbank

Calastone

Crunchbase Website Twitter Facebook Linkedin

Calastone is a global transaction network for the mutual fund industry.

Railsbank

Keebo

Crunchbase Website Twitter Facebook Linkedin

Hey, we’re Keebo, the credit card designed for the new generation to build better credit and improve financial wellbeing.

Railsbank

Nucoro

Crunchbase Website Twitter Facebook Linkedin

The platform to build all fintech money management propositions.

Railsbank

Invstr

Crunchbase Website Twitter Facebook Linkedin

Invstr is a fintech app empowering investors to invest with commission-free investing and banking.

Railsbank

Pockit

Crunchbase Website Twitter Facebook Linkedin

Pockit is a financial technology company that provides a digital banking app for the underbanked masses.

Railsbank

WealthKernel

Crunchbase Website Twitter Facebook Linkedin

WealthKernel is a supplier of infrastructure for companies looking to offer digital investment services.

Railsbank

Traydstream

Crunchbase Website Twitter Facebook Linkedin

Traydstream automates the most critical aspects of converting, checking and managing trade finance documents.

Railsbank

Countingup

Crunchbase Website Twitter Facebook Linkedin

The one that does your books. Countingup is the UK’s #1 banking & accounting app. Dead easy. Super fast. Self sorting.

Railsbank

Funding Xchange

Crunchbase Website Twitter Facebook Linkedin

Funding Xchange is transforming and connecting the SME funding eco-system through digital eligibility and affordability assessment tools.

Railsbank

Kin and Carta

Crunchbase Website Twitter Facebook Linkedin

Kin + Carta is a global digital transformation business that advises, creates, and connects marketing and customer experience.

Railsbank

Kingsway Capital

Crunchbase Website Twitter Facebook Linkedin

Kingsway Capital is a investment management firm.

Railsbank

Oval Money

Crunchbase Website Twitter Facebook Linkedin

Oval offers an app for financial coaching and planning that helps people save according to their rules.

Railsbank

Glint

Crunchbase Website Twitter Facebook Linkedin

Glint is a FinTech with an app and debit card that enables clients to save, exchange, spend and send multi-currencies and physical gold.

Railsbank

CloudMargin

Crunchbase Website Twitter Facebook Linkedin

CloudMarginwas is the cloud-based collateral management solution.

Railsbank

APEXX Global

Crunchbase Website Twitter Facebook Linkedin

APEXX consolidates global payment providers into a single integration point, optimising the cost of complex payment ecosystems.

Railsbank

Hambro Perks Ltd.

Crunchbase Website Twitter Facebook Linkedin

Hambro Perks is a London-headquartered international investment firm focused on private technology investing.

Railsbank

Kreos Capital

Crunchbase Website Twitter Facebook Linkedin

Kreos Capital is a growth debt firm that provides financing solutions for high-growth companies across Europe and Israel.

Railsbank

FINBOURNE Technology

Crunchbase Website Twitter Facebook Linkedin

FINBOURNE builds solutions that power investment data processes for everyone from single fund managers to global investment institutions.

Railsbank

dopay

Crunchbase Website Twitter Facebook Linkedin

dopay provides a cloud-based payroll service that allows employers to calculate salaries and make payments electronically.

Railsbank

Sparta Global

Crunchbase Website Twitter Facebook Linkedin

Sparta Global provides high calibre graduates with intensive training in Testing, SDET, PMO, DevOps and Development

Railsbank

Tradeteq

Crunchbase Website Twitter Facebook Linkedin

The global hub for trade finance distribution

Railsbank

Neyber

Crunchbase Website Twitter Facebook Linkedin

Neyber is financial wellbeing provider that helps UK employees to be better with their money.

Railsbank

Standard Chartered Bank

Crunchbase Website Twitter Facebook Linkedin

Standard Chartered Bank is an international banking group.

Railsbank

Dealroom.co

Crunchbase Website Twitter Facebook Linkedin

Global database to identify & track promising companies

Railsbank

Chaser

Crunchbase Website Twitter Facebook Linkedin

Chaser helps businesses get their invoices paid on time, automatically.

Railsbank

Shieldpay

Crunchbase Website Twitter Facebook Linkedin

Shieldpay is a settlement engine and escrow facility that secures high value transactions between individuals and entities.

Railsbank

tickr

Crunchbase Website Twitter Facebook Linkedin

Empowering people to build a better future of themselves and the world

Railsbank

Netwealth

Crunchbase Website Twitter Facebook Linkedin

Netwealth is an online wealth management service that brings together an experienced team, user-friendly technology and lower fees.

Railsbank

Nucleus Commercial Finance

Crunchbase Website Twitter Facebook Linkedin

Nucleus Commercial Finance combine the financial expertise and credit facilities of a traditional high street bank .

Railsbank

Fnality International

Crunchbase Website Twitter Facebook Linkedin

Fnality International provides a digital cash system that uses blockchain technology to settle financial transactions.

Railsbank

Ixaris

Crunchbase Website Twitter Facebook Linkedin

Ixaris is a payment optimization company that helps businesses make smarter payment choices.

Railsbank

Wayhome

Crunchbase Website Twitter Facebook Linkedin

Start owning a home today from just 5% deposit

Railsbank

Knoma

Crunchbase Website Twitter Facebook Linkedin

Knoma offers a payment solution and marketplace for lifelong learning.

Railsbank

Fund Ourselves

Crunchbase Website Twitter Facebook Linkedin

Affordable short-term credit marketplace for hard working families

Railsbank

StepEx

Crunchbase Website Twitter Facebook Linkedin

StepEx is a marketplace for the sale of a share in future income for the funds to study as a non-correlated high yield asset class.

Railsbank

Flux Systems

Crunchbase Website Twitter Facebook Linkedin

Flux Systems develops software platform that keeps a track of payment receipts by automatically linking them to payment cards.

Railsbank

Finimize

Crunchbase Website Twitter Facebook Linkedin

Finimize is on a mission to empower its users to become their own financial advisers.

Railsbank

Fintern

Crunchbase Website Twitter Facebook Linkedin

Fintern is a lending startup looking to offer an AI-driven alternative to costly payday loans.

Railsbank

PremFina

Crunchbase Website Twitter Facebook Linkedin

PremFina is an innovative premium finance company providing insurance brokers with a high margin white-label premium finance solution.

Railsbank

Butter.co.uk

Crunchbase Website Twitter Facebook Linkedin

Butter lets you spread the cost of shopping from any online store with a simple monthly instalment plan. Download the app now!

Railsbank

Ondato

Crunchbase Website Twitter Facebook Linkedin

Complete KYC and AML management suite that helps businesses onboard clients, authenticate users, and safely conduct their remote processes.

Railsbank

Bumper

Crunchbase Website Twitter Facebook Linkedin

BUMPER is a DeFi price protection protocol that protects the value of crypto assets.

Railsbank

Applied Blockchain

Crunchbase Website Twitter Facebook Linkedin

Applied Blockchain builds private and secure business applications

Railsbank

Monet

Crunchbase Website Twitter Facebook Linkedin

The Business and Finance Platform for the Creator Economy. Solving the biggest problem for creators: getting paid quickly

Railsbank

IslamicFinanceGuru

Crunchbase Website Twitter Facebook Linkedin

IslamicFinanceGuru is a hub that helps Muslims with their investment, personal finance and entrepreneurial journeys.

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