Best Startup
At Best Startup UK we track over 130,000 UK startups and over 500,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and board members we think deserve more appreciation than they are currently getting.
This list showcases the top United Kingdom based CTO’ operating in the Financial Services space. If you think a CTO’ is missing from this list, feel free to contact our editor on editor@beststartup.co.uk.
The individuals on this list have been included because of exceptional performance in one of the following categories:
- Innovation – Operating as a key part in an extremely innovative business or startup.
- Growth – Operating as a key figure in the growth and upscale of a market leading business or startup.
- Management – Showing exceptional management skills.
- Societal impact – Putting their business on the map for their positive societal or environmental impact.
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Companies House UK, Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Vlad Yatsenko
Co-Founder & CTO of Revolut
Prior to co-founding Revolut, Vlad spent ten years building financial systems at tier one investment banks. Serving as CTO, Vlad has been at the forefront of Revolut’s award-winning technology, building a next generation banking experience.
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About Revolut: Revolut is a financial services company that specializes in mobile banking, card payments, money remittance, and foreign exchange.
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James Harrison
Co-Founder & CTO of Genesis Global
James has over 20 years experience in senior technology, development & implementation roles for some of the worlds leading investment banks including Credit Suisse, Merrill Lynch, Bear Stearns, HSBC and vendors incl. Fidessa. During his career James has lived in New York, London, & Hong Kong. Prior to genesis global, James was regarded as one of the leaders in this field, managing global technical teams in supporting & delivering mission-critical, real-time systems for tier 1 global banking institutions needing their trading businesses to run near 24-7.
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About Genesis Global: Genesis Global is a low-code technology platform that helps financial institutions build new applications.
Ali Minaei
Co-Founder and CTO of Gr4vy
Ali is the Co-Founder and CTO of Gr4vy. who has more than 15 years’ experience in tech engineering, has been in payment for the past 8 years working at PayPal and Wonga prior to Yoyo. At Yoyo he is responsible for leading and scaling the Engineering team and building the next generation of Yoyo’s payment and loyalty platform.
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About Gr4vy: Gr4vy is a cloud payment orchestration platform that helps businesses manage their payment solutions
Stefano Maestri
Chief Technology Officer of Processing Division, Markit of IHS Markit
Stefano Maestri is the Chief Technology Officer of [Markit](https://www.crunchbase.com/organization/markit#/entity), a financial information services company that helps businesses improve operational efficiency and meet regulatory requirements. Previously, he was an associate director at [Barclays Investment Bank](https://www.crunchbase.com/organization/barclays-capital). Prior to Barclays Investment Bank, Maestri worked as a development manager at [Euronext.LIFFE](https://www.crunchbase.com/organization/euronext-liffe#/entity).
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About IHS Markit: IHS provides information and analysis to support the decision-making process of businesses and governments in regards to various industries.
Jason Hill
Chief Technology Officer of Trading 212
Jason Hill is the Chief Technology Officer at Trading 212.
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About Trading 212: Trading 212 is a fintech company that provides free, smart apps to democratize the economic market.
Ed Addario
Chief Technology Officer of Currencycloud
Ed has been passionate about technology from the moment he laid eyes on his first computer, and has since built up over 25 years’ experience in leading innovative international organisations across the financial services, telecoms and retail sectors. He joined Currencycloud from a position as Global Head of Architecture and Integration at banking software giant Misys, and he has also held director level roles at Monitise, ACS and OpenBet. Ed leads Currencycloud’s team of over 45 technologists, and is the driving force behind the next generation API at the heart of the business. He plays a key role in developing the world-class services Currencycloud provides, and is determined to maintain the company’s strong reputation within the new digital economy.
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About Currencycloud: Currencycloud specializes in a fully cloud-based platform for B2B cross-border payments.
John Bryant
Chief Technology Officer of Options Technology
John Bryant was named Options CTO in November 2012 having first joined the company in mid-2008 as Head of Technology for Europe, where he oversaw the development of the European Momentum and Velocity low-latency market data product portfolios in addition to managing the company’s European data centre expansion program. John has a wealth of experience in capital markets technologies including trading, market data, data applications and straight-through processing. He holds a joint bachelor’s degree in French and Spanish from Liverpool University, holds a certification from the ITIL Foundation, and is a Prince II Practitioner.
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About Options Technology: Options is a global leader in financial technology managed services and IT infrastructure products.
Hoos Badakhchani
CTO of Ziglu
Hoos Badakhchani is the Chief Technology Officer at Ziglu.
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About Ziglu: Ziglu provides a digital platform that enables customers to exchange fiat currency for cryptocurrency.
David Osojnik
Chief Technology Officer of Bitstamp
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About Bitstamp: Bitstamp allows companies and individuals from all around the world to buy and sell bitcoin, litecoin, ethereum, ripple, and bitcoin cash.
David Hoare
CTO and Co-founder of Codat
David Hoare is the CTO and Co-Founder at Codat.
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About Codat: Codat is an API platform that provides real-time connectivity to the financial software used by small businesses.
Michael Ashford
Chief Technology Officer of Wealthify
Michael Ashford is the Chief Technology Officer at Wealthify.
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About Wealthify: Wealthify offers effortless, transparent, and affordable investing for everyone.
Arno Robbertse
Chief Technology Officer of C5 Capital
Arno has over a decade of experience in managing and delivering cyber security engagements for global organisations. He routinely briefs boards on strategic cyber threats and has led information leak and hacking investigations globally for publicly-listed and large multinational companies. He also regularly advises private client and family offices on matters of cyber security and privacy. Arno also leads the Cyber Advisory consulting practice at ITC Secure, a C5 portfolio company. He is a Certified Chief Information Security Officer (CCISO), Certified Information Systems Security Professional (CISSP) and is Certified in Risk & Information Systems Control (CRISC).
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About C5 Capital: C5 is a specialist technology investment firm that invests in cybersecurity, cloud infrastructure, data analytics, energy and space.
Martin Boyle
CTO of Nationwide Building Society
Martin Boyle is a Chief Transformation Officer at Nationwide Building Society.
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About Metro Bank, Nationwide Building Society: Nationwide Building Society is a British mutual financial institution and the largest building society in the UK.
Portman Wills
Co-Founder & CTO of Wagestream
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About Wagestream: Wagestream is a financial services firm that allows employees to stream their earned wages into their accounts through an instant app.
Nick Stevenson
Chief Technology Officer of Growth Street
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About Growth Street: Growth Street is fast, flexible overdrafts for growing businesses.
Edgars Kohs
Chief Technology Officer of Fly Now Pay Later
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About Fly Now Pay Later: Fly Now Pay Later is a fintech company that helps consumers split the cost of their travel in monthly installments.
William Montgomery
Chief Technology Officer (CTO) of Thought Machine
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About Thought Machine: Thought Machine is a Fintech company that builds cloud-native technology to revolutionize core banking.
Tom Rogers
CTO of Farewill
Tom Rogers opened the doors to 101 Restaurant, Bar & Grill in March 2004, and has since then been serving modern English cuisine to the village of Stockton Heath, Warrington and the wider Cheshire area. From their exclusive upstairs venue Tom and his team deliver fresh food & beverages in an eclectic atmosphere that brings intimacy and liveliness in equal measures to the whole dining experience. We are the ONLY venue in Stockton Heath to offer live music every Thursday, Friday, Saturday & Sunday, with a cocktail bar buzzing throughout the week.
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About Farewill: Farewill is a provider of an all-in-one financial and legal services platform used to deal with all paperwork after death.
Jakub Fijolek
CTO & Co-Founder of Coinfirm
Jakub Fijolek is Co-Founder and CTO of Coinfirm. An innovative IT and security specialist, has been analyzing and developing around blockchain, cryptocurrencies and their applications since 2010; the former head of multi-algorithm virtual currency mining farms.
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About Coinfirm: Coinfirm is the global leader in regtech for digital currencies and the blockchain-based financial ecosystem.
Aditya Sarkar
Chief Technology Officer of Lean Technologies
Aditya Sarkar is Chief Technology Officer at Lean.
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About Lean Technologies: Lean Technologies is a FinTech startup that develops a platform to provide access to consumer financial data.
Paul Pamment
CTO & Founder of Lendable
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About Lendable: Lendable is a peer-to-peer lending platform that provides instant paperless loans.
Yury Hushchyn
CTO of Capital.Com
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About Capital.Com: Capital.com is a high-growth, investment trading fintech group of companies empowering people to participate in financial markets.
Evan Tzanis
CTO of Credit-Vision
Evan has designed and built the original version of the Credit-Vision platform from the ground up and together with our senior technology advisor Ignacio Ybarra he is leading our technology development. Evan is a specialist in the design, implementation and delivery of large-scale projects. A member of MRC eMedlab, he and his team have been developing a shared computer cluster harnessing UK clinical and genomics data meant to underpin future medical research on rare diseases. He was also the Leading Software Engineer for re-factoring NIESR’s (National Institute of Economic and Social Research) global econometric model software NIGEM, a data analysis software used by major global institutions including the IMF, OECD, BoE and ECB. Evan holds a PhD in Computer Science from University College London, a Msc Degree from the University of Amsterdam and a Bsc/Msc degree from the Technical University of Athens.
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About Credit-Vision: Credit-Vision identifies, captures, aggregates and contextualises financial data for investors in corporate credit.
David Goate
CTO of Marshmallow
David Goaté is Co Founder & CTO at Marshmallow.
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About Marshmallow: Marshmallow is a full-stack insurance carrier driven by technology.
Anthony Drogon
Founder & CTO of SeedLegals
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About SeedLegals: The simple way for companies to complete the legals needed to raise investment and distribute equity
Leonidas Tsementzis
CTO of Forward Partners
Software architect, technical advisor, entrepreneur and angel investor. Working closely with early-stage startups to discover and validate product-market fit, create and retain passionate engineering teams and build products that grow into valuable businesses. Passionate about hands-on product development, engineering best practices, data engineering and analytics, scalable web infrastructures, the open web and all things web performance. I have spoken on tech conferences about scaling engineering teams, web infrastructures, mobile applications architecture, and iterative product development.
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About Forward Partners: Forward gives founders their best shot at success.
Mark Watson
CTO of Zepz
As Chief Technology Officer for WorldRemit, Mark leads the company’s technology team in developing and running world class technology. Mark has over 30 years’ experience in large companies and start-ups, several of which he co-founded and built from scratch. After working at IBM and Tivoli Systems, he co-founded Volantis Systems, an early pioneer of mobile Internet content delivery platforms. He served as the CTO and CEO there, until the company’s acquisition in 2011. In 2012 he took up the role of VP Engineering at Causata Inc., an innovative platform providing automated customer insights based on machine-learning and Big Data. In 2013, Causata was acquired by NICE Systems and Mark went on to co-found Skipjaq, a company which applies machine learning techniques to the field of cloud-based system performance and cost optimisation.
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About Zepz: Zepz is a money transfer service that helps migrants send money to their loved ones all over the world.
David Eastaugh
Chief Technology Officer of Trunarrative
David has over 15 year’s experience developing applications in the identity and fraud environment. Dave has a proven track record leading high performance agile teams, delivering innovative software solutions and has experience of designing and delivering applications that meet the highest security standards. He is a real hands on CTO involved in the full software delivery life cycle.
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About Trunarrative: Trunarrative is a risk and financial crime management platform that offers fraud prevention, identity, and compliance solutions.
Anj Latif
Co-Founder and CTO of British Pearl
Anj Latif is one of the founders of British Pearl and is the Chief Technical Officer. He is responsible for the design, implementation and administration of the entire IT infrastructure, including information security. Anj is a highly motivated and ambitious professional with extensive experience in IT management and networking and two decades’ experience in the SME sector. He has worked with companies in retail, legal, manufacturing, finance and health using technologies from Cisco, WatchGuard, Citrix, VMware and Microsoft. He has a BSc (Hons) in Software Engineering from Oxford Brookes University.
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About British Pearl: British Pearl is an online property investment platform facilitating share and loan-based investment in UK property.
Steve Cook
Chief Technology Officer of Form3
Steve has architected and developed great products and managed dynamic technology teams in the financial services sector for over 20 years. He brings a broad range of experience in FinTech, having led key technology teams across banking (Lehman Brothers, Nomura, Gain Capital), and having launched several startups in the FinTech and cloud computing space. Steve previously lived and worked in Asia for 15 years, and has extensive experience in the Asian banking and capital markets environment. He also holds a degree in theoretical physics from Cambridge University. As the CTO of Form3, Steve is responsible for all aspects of technology, including product architecture, development, delivery and support of the Form3 Financial Cloud.
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About Form3: Form3 is a cloud native payments-as-a-service platform that designs, builds, and runs the technology that powers the future of payments.
Ashwind G. Soonarane
Founder & Chief Technology Officer of DMALINK
Ashwind Soonarane is an institutional electronic foreign exchange specialist drawing from his multi-displinary management and technical expertise to formulate and implement strategic plans aimed towards generating competitive advantage for sustainable growth. Ashwind holds an MSc in Finance, MBA and a Bachelor of Engineering (with Honours) degree. He is a a certified technical analyst of the Society of Technical Analysts, UK.
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About DMALINK: DMALINK is a data-centric trading and RegTech platform for professional Foreign Exchange traders globally.
Cyril Pluche
CTO of Vauban
Cyril Pluche is the CTO at Vauban.
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About Vauban: Vauban is the easiest way to pool & deploy capital to invest in private companies.
Alistair Stead
CTO of Oodle Car Finance
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About Oodle Car Finance: Oodle Car Finance is a car finance company that match-makes customers with UK’s best car dealers.
Andy Richardson
Chief Technology Officer of Public
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About Public: Public is a venture capital firm that supports technology startups aiming to work more deeply with the UK’s public services.
Anders Hallsten
Co-Founder & CTO of Divido
Anders Hallsten is CTO and Co-Founder at Divido. Hallsten spent the last 10 years building e-commerce platforms for brands such as Hush Puppies and Fossil Watches.
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About Divido: Divido is a global white label consumer lending platform for financial institutions and multinational retailers.
Vlad Cealicu
CTO and Co-Founder of CryptoCompare.com
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About CryptoCompare.com: We bring you all the data in the world of cryptocurrencies, Bitcoin and Blockchain in an easily digestible value added format.
Richard Brown
Chief Technology Officer of R3
Richard is the Chief Technology Officer at R3 and is one of the world’s leading authorities on distributed ledger systems and architectures. Previously, Richard was the Executive Architect for Banking and Financial Markets industry innovation at IBM UK. His previous roles with the company, for whom he worked for almost fifteen years, included Lead Account Architect for a global Investment Banking client and a consultant for IBM software products. Richard is a Chartered Engineer, holds an MBA with distinction from Warwick Business School and a first-class degree in Mathematics from Trinity College, Cambridge.
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About R3: R3 is a financial innovation firm dedicated to the design and deployment of DLT to build the new operating system for financial services.
Patrick Gleeson
CTO of Groupladder
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About Groupladder: Groupladder is a provide a unique mortgage product.
Hector Wilkerson
Chief Technology Officer of LATOKEN
Hector Wilkerson is the Chief Technology Officer at LATOKEN.
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About LATOKEN: LATOKEN is the leading platform for multi-asset tokenization and cryptocurrency exchange.
Huss EL-Sheikh
CTO & Co-Founder of 9fin
Hussam EL-Sheikh is the CTO & Founder at 9fin.
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About 9fin: The leading data, news and predictive analytics platform for debt capital markets
Tuomas Hietanen
Co-Founder and CTO of Fund Ourselves
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About Fund Ourselves: Short-term credit from the people to the people.
Andre Elias
Co-Founder & CTO of FIDEL API
Design, Engineering & AI.
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About FIDEL API: Fidel API is a global financial infrastructure platform, providing tools to build powerful, real-time products on top of payment cards.
George Dunning
CTO & Co Founder of Bud
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About Bud: Bud is a financial network combining APIs & data to create a new species of connected experiences.
Simon Needham
CTO of Tradeteq
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About Tradeteq: The global hub for trade finance distribution
Andrew Jones
Group CTO of Midpoint
Andrew (AJ) is a senior, results-oriented executive with over 25 years of leadership and management experience at premier investment banks across a variety of front, middle and back office functions, locations and markets. AJ was previously Global CTO at Macquarie Securities (HK), APAC CTO at Deutsche Bank, Managing Director and Global Head of Technology for FX sales and trading at Morgan Stanley. His last role was Europe and APAC CTO at the Depository Trust & Clearing Corporation. AJ has an MBA from the University of Chicago Booth School of Business.
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About Midpoint: Midpoint is a true peer-to-peer international payments platform for any businesses or individual wanting access to fair and transparent FX.
Stefan Boronea
CTO & Co-Founder of Proportunity
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About Proportunity: Proportunity is a financial services organisation made possible by technology.
Klaus Thorup
Chief Technology Officer of ClearScore
Klaus is a deep technology expert having worked for some of the biggest names in gaming. He’s the heart of our engineering.
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About ClearScore: ClearScore is a financial technology company that provides credit scoring services and a marketplace.
Gaurav Rana
Chief Technology Officer of BABB
Gaurav is an experienced CTO and an industry veteran in the blockchain space with a history of working with distributed systems and financial services at scale. He has contributed to dozens of pivotal projects and seminal literature, and invented pioneering technology in the industry since 2010. Gaurav is a techstars alum, and ex CTO of startups Everledger and Atlas.
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About BABB: BABB is a world bank for the micro-economy: a global marketplace for human innovation, financial autonomy and wealth creation.
Adrian King
CTO of Pollen Street Capital
Adrian is a CTO with over 15 years’ experience in the Financial Services sector. Prior to joining the Pollen Street team Adrian worked for a number of organisations to develop their technology and operations functions, and most recently with 118 118 on their entry to the UK Consumer Lending market. Adrian holds a degree in Chemistry from the University of Cambridge and went on to complete a masters’ degree in computational chemistry.
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About Pollen Street Capital: Pollen Street Capital is an independent alternative investment manager, focused on investing in the financial and business services sectors
Michael Hancock
CTO of Fluidly
Michael has over 15 years’ technical experience delivering large scale e-commerce and finance projects for the likes of Tesco, Auto Trader, London Stock Exchange and most of the major banks. He has spent the last 5 years working in RegTech and FinTech startups and most recently was CTO for digital payments company Judopay. Whilst there he designed and delivered a market leading fraud product, saw the payments volume increase 15x and built a world class team of 20+ engineers. Michael has a passion for using technology to help solve real world problems and is bringing a wealth of experience in scaling platforms and processes to the Fluidly team.
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About Fluidly: Fluidly is fundamentally rethinking the way businesses plan and manage cashflow, using data science, accounting domain expertise.
Jonathan Lister
CTO of PensionBee
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About PensionBee: PensionBee: the clever way to find and combine all your old pension plans in one good-value, online plan Capital at risk.
Joao Martins
CTO of Yapily
Joao Martins is the Chief Technology Officer at Yapily.
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About Yapily: Yapily offers API-based software to enable innovative products to connect to banks.
David Scott Turner
Co-Founder and CTO of Imburse
David’s long background in and strong passion for disruptive technology makes him the right person to lead our technical development and vision as CTO of IMburse. David deploys his extensive startup and advisory experience, coupled with his strong leadership, innovative thinking and strong technical background into the role; all essential to lead the technical development off IMburse. It is no surprise that with someone like David in your corner the product will be amazing.
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About Imburse: Imburse is a cloud-based payments integration platform.
Emilian Siemsia
Chief Technology Officer & Founder of FriendlyScore
Emilian Siemsia is the founder and CTO of FriendlyScore, a platform which combines Machine Learning (AI) techniques, Web Application development and Mobile solutions to process alternative credit-scoring data. Emilian is a dynamic and driven technologist with a rare combination of business knowledge and deep technical expertise. He is passionate about start-ups and understands group dynamics and team building. Artificial intelligence, particularly semantic analysis are of special interest to him. For over 10 years he has held many software developer and technical leader roles. Prior to FriendlyScore he ran a software development house. Emilian was educated at Wroclaw University of Technology, he holds a Master of Science in Automation and Robotics.
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About FriendlyScore: Unlock the power of Open Banking. Simple access to bank APIs, enriched data and predictive analytics
Mark Durrand
CTO of TotallyMoney
Mark has a long track record of delivering innovative software solutions in cutting edge development environments. He was director of IT at uSwitch.com, helping re-invent the brand following its acquisition by Forward Group. Prior to that he managed the web development team at Visa Europe. During his career Mark has developed a keen interest in Agile and Lean approaches to software development and has spoken at many conferences on his experiences.
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About TotallyMoney: TotallyMoney puts customers right at the center of their credit data, helping them make smarter financial decisions.
Roxana Danila
Chief Technology Officer of Nexus Mutual
Roxana Danila is the Chief Technology Officer at Nexus Mutual.
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About Nexus Mutual: Nexus Mutual uses the power of blockchain technology and Ethereum to allow people from all over the world.
Murat Abur
Co-Founder & CTO of Suade
Co-Founder & CTO of Suade.
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About Suade: Suade’s is bridging the financial regulatory gap through modern technology, designed to prevent the next financial crisis.
Julian Bowden
Chief Technology Officer & Co-Founder of InvestCloud
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About InvestCloud: InvestCloud is a global company specializing in digital platforms that enable the development of financial solutions.
Nicholas Pennington
CTO of SETL
Nicholas Pennington is a CTO at SETL.
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About SETL: SETL is a technology company that focuses on blockchain settlements and payments.
Tom Reay
CTO of Flux Systems
Experienced Java developer with the drive to learn new technologies and languages quickly. Always playing an active part in improving the quality of a code base as well as finding better processes and practises, for example being an advocate of continuous delivery.
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About Flux Systems: Flux Systems develops software platform that keeps a track of payment receipts by automatically linking them to payment cards.
Ben Smith
Co Founder, Partner & CTO of InReach Ventures
Ben Smith is a Co-Founder and Technology Partner at InReach Ventures. He is a former UK Engineering Director at Yammer / Microsoft. Prior to that, Ben Smith served as the Head of Technology at Top10 and Chief Technology Officer at MetaBroadcast. He is building a technology platform to transform traditional Venture Capital.
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About InReach Ventures: The AI powered VC focused on early-stage European startups
Michael Armitage
Chief Technology Officer of Derivitec
Michael comes to us with over 10 years of experience in various asset management roles within futures settlements, trading and private wealth management. With a background in Actuarial Science, he hit the ground running in his career when he automated his own job at JP Morgan AMSG and quickly progressed into a development role. He then went on to work at the hedge fund Bluecrest working with the Rates and RV trading desk to streamline their process for real-time reporting. As IT Director for Stanhope Capital, Michael was fundamental in the creation of an entire business workflow solution, including trading, reconciliation, reporting, billing and risk management applications in a micro-service architecture. He was also influential in brokering the deal to transfer himself and his software portfolio to BRT, a business process outsourcing and bespoke software solution provider for wealth managers, funds, private banks and trusts. Assuming the role of Chief Architect, he created a white label SAAS version of the solution which was then made available to the rest of BRT’s clients.
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About Derivitec: Derivitec is a cloud based risk analytics applications and software.
Sarah Greasley
CTO of Direct Line Insurance
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About Direct Line Insurance: Direct Line Group is an organization with a clear mission: to make insurance much easier and better value for customers.
Mike Raath
CTO of Thunes
Mike Raath is the CTO at Thunes.
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About Thunes: Thunes offers a global cross-border payment network for seamless transfer of funds to 100 countries in 60 currencies.
Konstantinos Faliagkas
Co-founder & CTO of Wealthyhood
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About Daedalus investment Platform, Wealthyhood: The first DIY wealth-building app for long-term investors.
Yoel Marson
CTO of BondAval
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About BondAval, Improded: BondAval is a digital platform for B2B credit security to replace bank guarantees and traditional collateral-based instruments.
Emanuele Blanco
Chief Technology Officer of Moneyfarm
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About Moneyfarm: Moneyfarm is a digital wealth manager that offers online financial advisory and investment services.
Peter Ingram
Chief Technology Officer of Hastee
Peter Ingram is the CTO at Hastee.
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About Fixxa, Hastee: Hastee is a mobile application that allows workers to receive a portion of their earned pay immediately.
Mischa Tuffield
Founding CTO of Monolith
At heart I am a technologist and an entrepreneur. I love the internet, the web, building products, and decentralisation. I am interested in harnessing technology to change behaviour. I am currently the Founding Chief Technology Officer at TokenCard a revolutionary blockchain project. I have a PhD in Computer Science from the University of Southampton supervised by Sir Nigel Shadbolt. Ex- Garlik, PeerIndex, State, Antidote, W3C.
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About Monolith: Monolith is a decentralised banking alternative that integrates the DeFi economy into your daily life.
Ronen Benchetrit
Chief Technology Officer of Zopa
Ronen is responsible for leading Zopa’s technology team and driving the overall technology strategy to support business growth. He has more than two decades of software development and management experience in start-ups, as well as large private and public companies in various sectors. Before joining Zopa in 2016, Ronen was CTO for leading online gaming operator PokerStars.
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About Zopa: Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.
John Davies
CTO & co-founder of Velo Payments
CTO and co-founder of Velo Payments & Incept5 Previously CTO and co-founder of C24, founded in 2000, sold to Iona Technologies (on NASDAQ) in 2007 (which was then sold to Progress Software 2008). C24 bought back from Progress Software in 2011 and sold to Gresham Technologies (on UK Stock Exchange) in Oct 2016. C24’s product was payments integration technology for investment banks, predominately SWIFT, Fedwire, SEPA, ISO 20022, BOJNet etc. and used by the majority of the worlds largest banks as customers. C24’s [patent-pending] “binary Java” technology-enabled Vodafone to handle over a million messages per second; John was the inventor. John is also CTO of Incept5, leaders in innovation and the team behind Visa Checkout and the BBC’s new iPlayer. John was also designed and ran FX trading technology at Paribas, head of technology consulting in BNP Paribas and global head of architecture at JP Morgan, also an interim chief architect at several startups. John has co-authored 5 Java and architecture books and is a regular speaker at technical and financial services conferences.
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About Incept5, Velo Payments: Velo Payments is the global smart data network for business disbursements.
Dotun Rominiyi
Blockchain Strategy – Emerging Tech & Innovation, CTO Office of London Stock Exchange
A Product & Technology expert leader with over 14 years combined experience across the blockchain, FinTech and video gaming sectors. Specialising in executive management, product leadership, with expert skills in blockchain development, games and high performance real-time applications. I have proven commercially focused product leadership as well as technical expertise in Solidity, C/C++, C#, Python, R, Rust, full-stack JavaScript (Node.js) and Java development across a variety of platforms. I’m available for conferences and speaking engagements with a focus on either blockchain & DLT, video games, FinTech or other emerging technologies. Consultancy services offered: https://clarity.fm/dotunrominiyi
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About London Stock Exchange: London Stock Exchange is an online marketplace that enables stock brokers and traders to buy and sell stocks, bonds, and other securities.
Ritesh Tendulkar
CTO, Co-founder of Modulr
Ritesh Tendulkar is the Chief Technology Officer and Co-Founder of Modulr.
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About Modulr: Modulr is a fintech company that provides Payments as a Service API for digital businesses.
Dave Tonge
Chief Technology Officer of Moneyhub
Dave is the CTO of Moneyhub, developing an intelligent financial data and payments platform. He is involved in standards work across the OpenID Foundation, IETF, ISO and Open Banking UK – with a particular interest in security profiles and “decoupled” authorisation flows. He is a co-chair of the Financial API Working Group at the OpenID Foundation.
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About Moneyhub: Moneyhub is a data and payments fintech that provides open banking, open finance, and open data solutions.
Simon Morley
Chief Technology Officer of Vaultoro
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About Vaultoro: Vaultoro is a financial technology company specialized in digital assets and commodities trading.
Vincent Audoire
Co-Founder, CTO of Feather
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About Feather: Popsure specializes in giving personalized insurance advice.
Akeel Ahmed
Co-Founder & CTO of intelliflo Ltd
Akeel cofounded Intelliflo, along with Nick Eatock, in 2004 after completing the successful sale of a touch-screen business. Entrepreneurial and technically savvy, Akeel works on new propositions and is heavily involved in the technology platform. Outside work most of his time is spent with his wife and children.
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About i4C Technology, intelliflo Ltd: intelliflo provides SaaS-based solutions for the financial services sector.
Mark Akerman
CTO of Oplo
Mark Akerman is the Chief Technology Officer at Oplo.
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About Oplo: Oplo is a direct lender platform that offers car finance, personal loans, and secured loan products.
Ian Fuller
CTO & Cofounder of Freetrade
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About Freetrade: Freetrade is a challenger stockbroker that offers free share trading in mobile phones.
Stuart Fiske
CTO of Consult Hyperion
Stuart is a founding Director of Consult Hyperion. Prior to 1986 he was involved in the development of transaction processing systems and fault-tolerant command and control software. Stuart obtained a BA Honours degree in Physics and a PhD from the University of York. Stuart has specialised in the analysis of business requirements and the specification and verification of payment systems. He provides and oversees specialist consultancy to clients focussing on the design and deployment of innovative identity and payment methods based around the use of secure cryptographic devices. Stuart works with clients such as the global card schemes, banks and fixed and mobile telecommunications operators. His current interests include both contact and contactless payment cards, NFC-enabled phones, and the specification and verification of vendor products which form part of those schemes.
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About Consult Hyperion: Consult Hyperion is an independent strategic and technical consultancy.
Guy Evans
CTO of Koyo
Experienced hands-on CTO/VP Engineering
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About Koyo: Koyo uses machine learning to serve customers with competitively priced credit
Antonio Marino
Co-Founder & CTO of Emma
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About Emma: Emma is a financial app advocate that helps users avoid overdrafts, find wasteful subscriptions, and allows users control of their finances.
Toby O’Rourke
CTO of FundApps
Toby is the CTO at FundApps. With over 15 years’ experience in software engineering, Toby has led agile teams and most recently designed consumer facing, high volume, transactional systems for the online cash gaming industry. His spare time seems to be spent crashing mountain bikes, coaching kids rugby or operating dad’s taxi.
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About FundApps: We help investment managers harness the power of community and technology to automate regulatory compliance.
Julien Deray
Co-Founder & CTO of Mespo
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About Mespo: Mespo is an independent platform that manages money across all of the accounts.
Derek Ewing
CTO of KITE EDGE LTD
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About : Customisable Search Platform for Asset Managers/Banks
Gabriele Cacciola
CTO of Ocyan
Gabriele has engineering in his DNA: focused and visionary about tech. His experience as Big Data in the Fintech space with ClearScore (since they were a small startup to the worldwide scale it is now) followed many years spent in high tech startups and corporates. When is not busy directing Ocyan’s tech work, he works along with AWS to present his Big Data serverless platforms and support other startups in this journey.
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About Ocyan: Financial marketplace for European Expats
Sherif Fawzy
CTO of MoneyFellows
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About MoneyFellows: MoneyFellows is a collaborative money management and lending platform digitizing ROSCAs offering users competitive financial solutions.
Daniel Howard
CTO of SimbaPay
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About SimbaPay: SimbaPay is a B2B SaaS for banks in Africa that enables their customers to send money abroad using mobile money or e-banking.
Nick Buller
Chief Technology Officer of ThinCats
Nick’s entrepreneurial spirit, developed at the helm of several London based start-ups, is coupled with a direct appreciation of how investment in technology can transform businesses. This has driven him to ThinCats, where he is able to use this first-hand experience to help facilitate the funding of UK SMEs. Nick is responsible for overseeing technological advancement at ThinCats; spearheading innovation, building infrastructure, maximising security and promoting development across the business. He has vast experience in finance and technology; having spent over 10 years at Barclays at Director level, he has held CTO positions at a number of other London-based technology firms, as well as CTO for ESF Capital.
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About ThinCats: ThinCats is an alternative finance provider dedicated to funding growing and ambitious mid-sized SMEs across the UK.
Chris Wessels
Co-Founder & CTO of Paybase
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About Paybase: Paybase is a end-to-end solution for Payments, Compliance and Risk.
Jonathan Senior
CTO of OpenGamma
Jon is Chief Technology Officer at OpenGamma. He leads the technology strategies that drive our modern approach to cloud-based services. In this role he has transformed our technology stack, from the inception of Strata, our award-winning market risk foundations, to our highly secure, scalable hosted services architecture. Prior to OpenGamma, Jon was a developer on the Credit Derivatives desk at KBC Financial Products. He also worked on trading systems for the Equity Derivatives and Asian Warrants businesses, as well as Peel Hunt’s Equities business (then part of KBC).
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About OpenGamma: OpenGamma is the analytics company dedicated to reducing the costs of trading derivatives.
Charlie Barker
CTO of Blue Motor Finance
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About Blue Motor Finance: Blue is one of the UK’s premier consumer motor finance companies, lending over £750m to over 80,000 customers.
Andrew Flatt
CTO and Co-Founder of Archax
Andrew has over 10 years’ experience in providing technology solutions to brokers and asset managers trading global markets. Prior to Archax, Andrew spent 6 years as CTO for Omni Partners, a $1.4billion hedge fund based in London, where he was responsible for managing all technology within the firm. Before that, Andrew held senior technology and support positions at Infinity Capital Markets, a proprietary trading house. Andrew has experience in designing, selecting, implementing, operating and supporting a wide variety of trading platforms and exchange connectivity systems across equities, commodities, FX, bonds, derivatives and digital assets globally. Andrew holds a BSc (Hons) in Information Systems from Staffordshire University and is also a member of the British Computer Society.
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About Archax: Archax is a global, regulated, digital asset exchange, brokerage and custodian based in London.
Mike Curtis
CTO & Co-founder of Multiply
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About Entrepreneur First, Multiply: Multiply provides independent financial advice service.
Richard Bastin
CTO of Cashplus
Richard is passionate about Technology. Really passionate. No obstacle is too big to overcome and all requirements have a solution. He blends his exceptional tech savvy, knowledge of standards and frameworks, with strong team leadership skills and real business acumen to deliver a highly effective development strategy and process that fulfils both the needs of the business and our customers. Richard has over 20 years IT experience across a variety of industries and has a strong track record of building teams of dedicated software engineers to design and deliver innovative products for customers. He has enviable experience of delivering Platform as a Service (PaaS) solutions. Prior to joining The Currency Cloud, Richard had a variety of roles in technology including being the CTO at Digital Look providing real time stock market data solutions for various stockbrokers, media organisations and banks including HSBC and Barclays. Richard has also been Head of Platform Operations at Venda, delivering high availability and high transactional volume for over 100 eCommerce customers including Tesco, Wickes, Republic and many others.
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About Cashplus: Cashplus is a digital challenger to UK banks and has served more than 1.6m customers since launching in 2005
Rob Parker
Chief Technology Officer of Oxygen Finance
Rob Parker joined the Oxygen team in 2016 as Development Manager, where he was quickly promoted to Chief Technology Officer. Before Oxygen, Rob spent three years at iForce where he re-platformed a high-availability, high-throughput carrier selection product to enable iForce to become a SAAS provider, whilst growing a technology hub in the midlands. Rob has also Setup a small fin-tech start-up as Technical Director, creating case management products for the reclaim industry. Rob brings to Oxygen his expertise working in several industries delivering high quality and high availability technology solutions, whilst leading teams across four continents to work with clients globally.
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About Oxygen Finance: Oxygen Finance brings innovation to early payment solutions, generating a new source of income for companies
Olly Headey
CTO of FreeAgent
Olly is a co-founder and CTO of FreeAgent, a leading UK-based SaaS accounting platform which was acquired in 2018 by the Royal Bank of Scotland Group. Having worked in software development roles since the mid-90s, Olly has experience across a wide variety of industries, from video games to radio stations to hedge funds. Since co-founding FreeAgent in 2007, Olly has helped scale the company and its culture to 200 employees and over 85,000 customers. He is passionate about startups, technology and building customer-delighting products. He is also a director and board member of CodeClan, Scotland’s award-winning digital skills academy.
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About FreeAgent: FreeAgent provides online accounting and money management software for small businesses and freelancers.
Greg Smyth
Co-founder & CTO of Urban Jungle
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About Urban Jungle: Urban Jungle provides an insurance technology to help young people get cheaper, better home insurance.
Andrew Craven
Founder & CTO of Homelyfe
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About Homelyfe: Homelyfe is an insurance app to make insurance simple.
Ryan Bryers
CTO & CIO of Carfinance247
Ryan has 20+ years in the IT industry with Barclays Bank, Atos & Worldline. He?s worked in all aspects of development, testing, service management, IT & IS architecture and Enterprise Architecture. Over the last 5-6 years Ryan has specialized on leading the architecture of major bids, major delivery projects and project recoveries. The wide breadth of experience has led Ryan into leading roles that have culminated in the CTO role for Worldline in UK&Ireland. Ryan is bringing a digital and agile focus to his role and is enjoying the challenges of digital transformation as well as seeding new teams with digital by default.
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About Carfinance247: Vehicle finance company.
Joe Vallender
Co-founder and CTO of LandlordInvest
Joe has worked extensively in areas such as publishing, business systems and data analysis. He combines over 10 years practical IT experience working with business-critical systems and management roles engaging a range of clients in B2B, B2C and the public sector. Joe is an experienced landlord, and has experienced many of the issues LandlordInvest is trying to solve.
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About LandlordInvest: LandlordInvest is an online marketplace which matches professional landlords.
