This article showcases our top picks for the best London based Banking companies. These startups and companies are taking a variety of approaches to innovating the Banking industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top London Banking Companies
TrueLayer is a fintech platform utilized to build financial apps that connect to bank data, verify accounts, and access transactions in real-time. It uses its toolkit to develop consumer and server message block (SMB) applications in the areas of payments, online lending, personal financial management (PFM), robot-advisors, insurance, investment services, p2p marketplaces, and cryptocurrencies.
It aims to grow the open banking economy by creating a platform for companies to develop new financial services and products. In 2016, Francesco Simoneschi and Luca Martinetti established TrueLayer in London, England..
Starling Bank is an award-winning and fully-licensed bank built to give people a fairer, smarter, and more human alternative to the banks of the past. Starling Bank offers four different account types – personal, business, joint and euro, plus a child card.
Pairing this with a pioneering payment services proposition for businesses, Starling’s world-class tech reimagines banking for life today, putting the tools people need to feel good about money in the palm of their hand. All of Starling’s accounts are protected up to £85,000 by the Financial Services Compensation Scheme..
Railsbank is an open banking API and a banking-as-a-service platform that gives regulated and un-regulated companies access to global banking. The platform provides fintech companies with a range of wholesale banking services, including IBANs, receiving money, sending money, converting money, direct debit, issuing cards, and managing credit through APIs.
It also enables marketers, product managers, and developers to take their financial product prototype, launch, and scale their vision using its open finance platform, financial operations, regulatory licensing, and rich set of APIs. Railsbank was founded in 2015 by Nigel Verdon and Clive Mitchell and is based in London, England..
Modulr is a fintech company that provides Payments as a Service API for digital businesses. It enables users to automate payment flows, embed payments into the platform, and build new payment products and services themselves from a single API.
Modulr has direct access to the Bank of England and claims to facilitate a fast experience that digital customers demand. The company was founded in 2015 and is headquartered in London, England..
Meniga is a digital banking platform that helps banks, businesses, and individuals manage their financial data. Its product offering includes data aggregation, personal and business finance management, cashback rewards, and transaction-based carbon insights.
They are a team of coders, designers, salespeople, and data scientists who get excited about shaping the future of financial technology. They work with complicated solutions that operate across channels, are modular, and customizable for every client.
If you love big data, predictive models, analytics, operational benchmarking, and getting the job done they’d like to hear from you.. .
Over the past 10 years, we have been providing instant loans to millions of people across Europe. We believe that the expanding digital world helps improve our lives.
We would like to contribute by providing The World’s First Instant Crypto-backed Loans.. .
HSBC is one of the banking and financial services organisations in the world. HSBC’s international network comprises around 8,000 offices in 87 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa.
With listings on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 220,000 shareholders in 119 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts.
Through an international network linked by advanced technology, including a rapidly growing e-commerce capability, HSBC provides a comprehensive range of financial services: personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities.. .
Barclays PLC is a global financial services company that provides various financial products and services worldwide. It is engaged in retail banking, credit cards, corporate and investment banking, and wealth management with an extensive international presence in Europe, the Americas, Africa, and Asia.
The company offers current accounts, savings products, Woolwich-branded mortgages, unsecured loans, general insurance, and banking and money transmission services to small- and medium-sized businesses; investment and insurance products; business lending services; bank assurance solutions; and retail, credit and debit card, and corporate services. It also offers international payments services for consumer and business customers, including credit cards and consumer lending services; investment banking services comprising strategic advisory, financing, and risk management services to large corporate, government, and institutional clients; integrated corporate banking solutions, including cash management, lending, and trade financing services to corporate and financial institutions as well as multinationals; and a range of wealth and investment management services such as international and private banking, investment management, fiduciary, and brokerage services.
With over 300 years of history and expertise in banking, Barclays operates in over 50 countries and employs more than 147,500 people. Barclays moves, lends, invests, and protects money of more than 48 million customers and clients worldwide.
The company was formerly known as Barclays Bank Limited and changed its name to Barclays PLC in January 1985. It was founded in 1896 and is headquartered in London, United Kingdom..
Revolut is a financial services company that specializes in mobile banking, card payments, money remittance, and foreign exchange. It includes a pre-paid debit card, currency exchange, and peer-to-peer payments.
It is on a mission to build a fair and frictionless platform to use and manage money around the world.. .
Pollinate is a software business, focused on reinventing merchant acquiring for banks around the world. The business is based in London, UK, and formed of experts and global industry leaders from the financial services, merchant acquiring, loyalty, and technology sectors.
Over the past decade, the acquiring industry has grown from strength to strength, due to huge advances in technology, changes to regulation, customer demand, and an increase in disruptive payment companies, challenging retail banks for ownership of their merchant relationships. Pollinate is working with banks and enabling them to compete with these disruptors.
Pollinate technology is an innovative cloud-based platform that wraps around a bank’s legacy payment systems. The platform powers merchant and consumer digital experiences including onboarding, portals, and loyalty programs, without costly and distracting platform migrations.
This allows merchants to more effectively manage their businesses with digital tools and data integrations, grow their businesses by connecting with their consumers, and give back to their local communities. For banks, the Pollinate platform helps them to understand and engage with their customers better and build stronger relationships with their merchants and consumers alike.
In 2019, Pollinate successfully enabled the Royal Bank of Scotland Group to re-enter merchant acquiring with NatWest Tyl, providing their business customers with a proposition developed with them at the heart.. .
In 2005, our co-founders, Rishi Khosla and Joel Perlman, were looking for a working capital facility to support their growing business, Copal Partners, a financial research firm they’d founded three years previously. They approached numerous high-street banks and kept getting variations of the same response – “the computer says ‘No’”.
Despite being a profitable business with strong cash flow and retained clients, none of the commercial banks were willing to lend to them. It was too small a ticket to offset the costs the bank would incur in doing a fundamental assessment of their business and structuring a finance facility for their needs.
A few months later through one of their institutional client’s special situations desk, they managed to secure 100x the amount of debt for a dividend recap. So, an institutional division of a bank was able to support them, but the commercial lending part of the bank was not.
This experience stuck with them. After they’d scaled Copal Partners to a 3,000-employee business and sold it to Moody’s Corporation (NYSE: MCO) in 2014, they set out to address the funding gap they had experienced first-hand and empower the Missing Middle, through launching OakNorth.
OakNorth’s (ON) Credit Intelligence Suite transforms commercial lending by helping banks build deeper relationships with their clients, open new, more profitable opportunities, whilst delivering credit decisions up to ten times faster than traditional models, with lower risk and greater efficiency. Credit Intelligence is a data-driven technology that gives lenders a forward-looking view of the borrower based on expansive and dynamic data sets and scenarios specific to that business, using automated, continuous analysis of multiple drivers across the business, its peer group and the wider economy.
This provides an independent, consistent, detailed framework offering deep contextual insight that enables rapid underwriting, immediate stress-testing and more agile and targeted strategic lending. Built over five years by an engineering and credit science team of over 250 people, the ON Credit Intelligence Suite has propelled OakNorth Bank in the UK into the top 1% of banks in developed markets in terms of RORE and efficiency, enabling it to profitably manage a multi-billion-dollar commercial lending portfolio – benefits that banks across the world can now realize.
TreeCard offers a wooden payment card that funds reforestation via the interchange fees generated. The company’s cards are designed with the environment in mind with only a small amount of plastic being used for the contactless chip-made from recycled plastic bottles and the rest of the card is made from FSC certified British cherry wood.
TreeCard will be able to be used at any merchant (online or in-store) where Mastercard is accepted. TreeCard will also be connected to Apple Pay, Google Pay, and Samsung Pay..
Soldo integrates prepaid Mastercard® cards, a web-based administration console and a mobile app into one intuitive future-ready platform. Soldo was founded by a group of tech veterans and payment pioneers who refused to accept the inefficient and fragmented state of business spending in the 21st century.
With decades of experience in payment services and transactional system development, the team didn’t just slap a brand on an ‘easy’ solution or quick-fix. Instead, they invested heavily in the creation – from scratch – of a world-class technological, regulatory and operational platform.
Soldo’s rock-solid innovation and talented team has attracted in excess of $80 million, in Seed, Series A and Series B funding. Our investors include Accel Partners, Dawn Capital, Battery Ventures, Connect Ventures, InReach Ventures, U-Start and R204 Partners..
Ziglu’s mission is one of fairness and financial inclusion, empowering everyone to participate in the world of cryptocurrencies, easily, safely and affordably. Ziglu offers transparent, low pricing and intuitive access to a range of cryptocurrencies including Bitcoin, Bitcoin Cash, Ether and Litecoin.
With our Mastercard debit card, Ziglu’s customers also have the freedom to spend, and through the app exchange and send money, where, when and how they want.. .
Monese is a digital banking alternative that provides mobile-only, multi-currency accounts in 31 countries across the European Economic Area, for those who are underserved by the traditional banking system. It was launched in 2015 by Norris Koppel, after his first-hand experience of the hassle involved with opening a bank account in a new country.
With a fully-featured and fully localised banking experience (both its apps and its customer service are available in 14 languages), Monese allows people and businesses to spend and save like locals across Europe. Its proprietary “Know Your Customer” technology can validate a customer’s identity in real-time, allowing accounts to be opened in a matter of minutes, from a mobile app..
ClearBank® is the UK’s first clearing bank in more than 250 years. They plan to create a new level of open competition and transparency within the UK market.
Their state-of-the-art technology transforms the clearing bank experience, making payments faster, cheaper and more efficient for everyone.. .
The one that does your books. Countingup is the UK’s #1 #banking & #accounting app.
Dead easy. Super fast.
Self sorting. “So easy to use.
I really don’t know how I ever completed business tasks without it.” J O’Kane “Simple and easy, everything a high street bank isn’t.” I’ll Cook You Pour “The future of accounting and banking…” C Ready. .
Delta Capita is an international business and technology consulting and managed services firm specialising in delivering solutions to financial services organisations. Delta Capita is establishing industry utility platforms to mutualise the cost of common banking functions using best practice standardisation, cutting edge technology and infrastructures.
Delta Capita has its head office in Canary Wharf, London and regional offices in Amsterdam, Johannesburg, New York, Singapore and Hong Kong. In 2018 Delta Capita was ranked fastest growing consultancy in the Finnacial Time FT1000 index, having achieved 177% CAGR through 2015-17..
They are Omnio. They work with you to help your business deliver innovative, reliable banking and payment services that meet both your current and future customers’ needs.
Formed in 2018 from the merger of leading Fintech specialists, PCT and Tuxedo Money Solutions, they are experts in the delivery of banking and payment solutions for business. Through our cloud-based digital platform and our back office services, they can support your business in offering reliable and robust banking-grade financial services to your customers.
With operations in Europe, Australia, North America and Africa, they support many of the world’s leading businesses and government organisations in delivering innovative and effective financial products.. .
Griffin is making a bank you can build on. They provide banking-as-a-service solutions for companies that want to offer financial services products.
The company is currently seeking regulatory approval from the PRA and FCA to become the UK’s first platform bank. It was founded in 2017 and based in London, England..
Form3 delivers cloud-based connectivity, payment processing, clearing and settlement services. It is a fully managed payment technology service combining a powerful AWS cloud processing platform, multiple-scheme payment gateways and a fully managed 24×7 service model.
Form3’s powerful micro-services architecture and API’s provide a single point of simple access to the full universe of payment schemes. Its clients include a wide range of regulated financial institutions, including leading banks, non-bank financial institutions, and fintech companies (payment institutions, e-money providers, and pre-paid card providers).
Form3 was founded in 2016 and is based in London, England.. .
Transak is a single integration for applications to accept fiat-to-crypto deposits and withdrawals from a global user base. It does this by aggregating fiat on-ramps from around the world and abstracting away the complexity of local compliance, payment methods, and operations.
The Transak product is a widget integration that can be integrated into an app in just a few lines of code. It provides a fiat on-ramp for the UK, Europe, and India for the app’s end-user without leaving their site..
Chip Financial is an automatic savings application designed to simplify and automate the process of saving money. The application utilizes artificial intelligence, open banking technology, and a disruptive approach to traditional banking to automatically save money for customers, enabling users to save money and get better returns automatically.
The company was founded in 2016 and is headquartered in London, England.. .
Pockit is a fintech business that focuses on providing financial services primarily to customers who are typically excluded or at least underserved by high street banks. It provides a digital banking app designed to cater to the underbanked masses.
An account with Pockit takes just two minutes to open and comes with an online account, contactless MasterCard, and mobile app. There are no credit checks, just an online form, and a one-off payment of 99p.
Account-holders can have their salary, benefits, or pension paid in via bank transfer, or with cash at any of the 30,000 PayPoint locations across the UK. The company was founded in 2012 and is headquartered in London, England..
Curve is a banking platform that consolidates cards and accounts into one smart card and app. It allows customers to supercharge their legacy banks to the 21st century without leaving their bank or topping-up.
Curve offers a host of benefits to its customers; it makes cards fee-free when spending abroad, get instant notifications and categorization of spend, earn an instant 1% cashback at the likes of Amazon, Uber, Netflix and Sainsbury’s and Time Travel enables customers to swap spend to a different card in the app for up to two weeks after the purchase was made. Curve also offers Curve Customer Protection, a policy that covers all credit and debit card payments made via the Curve card up to £100,000, giving cardholders an extra layer of protection for disputes with merchants and any unauthorised use of their Curve card.
IDC Ventures backs Curve with Fuel Venture Capital, Vulcan Capital, OneMain Financial, and Novum Capital backs Curve. Shachar Bialick, Anna Mostyn Williams, and Tom Foster-Carter established the company in London, England in 2015..
Tide’s mission is to help SMEs save time (and money) in the running of their businesses. The Tide platform not only offers business accounts and related banking services, but also a comprehensive set of highly usable administrative solutions, such as full integration with accounting systems.
Using advanced technology, all solutions are designed with SMEs in mind. Tide is now the emerging leader in SME challenger banking in the UK.
Tide believes that truly serving SMEs well requires relentless focus on their needs. That is why Tide is SME only..
10x Future Technologies, founded by former Barclays CEO Antony Jenkins, will transform the way financial services providers operate with its new core digital banking platform. At the heart of the platform will be a full suite of enterprise-grade capabilities covering banking process automation, compliance reporting, security and analytics, all enabled by leading technology.
10x Future Technologies will offer banks a secure, cloud-based operating system with advanced database design and data modelling services with a modular construction and open APIs. Its technology will enable a single point of entry for other financial technology providers to engage with banks through a secure connection..
Cashaa is a neo-bank providing services to hundreds of businesses from the crypto industry. We are on a mission to become a first choice “better than the bank” for the next generation of business and individuals who are dealing in cryptocurrencies.
Our partners include Paysafe Group and many other financial institutions regulated by the FCA, Central Bank of Lithuania, and Colorado Division of Banking.. .
Lendable is a lending platform. When you borrow money, it comes straight from an investor.
Unlike banks, who hand out loans from piles of cash they look after on behalf of savers. Their platform is super-fast (you’ll see in a moment), and makes lending as hassle- free as possible.
It’s a matter of a few clicks and you get your quote. Unlike banks, who require paperwork and run expensive branch networks..
Trillions of pounds in value are locked up in UK homes, while at the same time, homeowners still rely on expensive consumer loans, credit cards, or overdrafts. The inflexible and archaic secured products are simply not serving customer needs for flexibility and affordability.
With our experience in real estate, finance and technology, Selina is bringing together the best from different worlds to offer customers a next-generation financing option – a product that is as flexible as a current account, as affordable as a mortgage, and as easy to apply for as a consumer loan.. .
WHITE LABEL MOBILE BANKING FOR THE DIGITAL AGE “Better then a Banking platform” Bridging the Gap between Fiat and Digital assets with a secure multi-currency platform. Mobile wallets + debit cards + payment gateways + remittance + ‘free’ FX.
All API driven to be integrated into your app or as a 100% managed service to your community. Baanx launches white label mobile banks in days, not months or years for corporate clients including telcoms, exchanges, global brands, and others.
Buy, Hold, Exchange and Spend all your Digital Assets from a branded App and get fast-tracked to the future.. .
3i is a British private equity group that has billions under management. For over 65 years we’ve invested in supporting people who start, grow, change and buy businesses; delivering significant power to the people they work with through their knowledge, experience and global network of relationships.
Ultimately, we’re driven by their strong sense of values. They form close partnerships with the companies they invest in and they build strong relationships based on integrity, trust and mutual respect.
3i’s ability to create value in its portfolio companies has always been underpinned by the differentiated scale of its international resources, knowledge and networks. However, they also recognise the role of specialist resource in driving superior performance.
With a track record in delivering innovative value creation solutions, they have developed a highly-effective approach. Working collaboratively, their aim is simple: to give management the tools they need to build lasting capabilities and competitive advantage..
Monitise is a technology and services company that delivers mobile banking, payments, and commerce networks worldwide. Monitise enables financial institutions and other payments companies to defend and extend their market position by protecting their existing customer relationships and transactions while enabling new forms of mobile commerce revenue.
Monitise powers bank-grade solutions that are delivered on premise, or via cloud services. The value of payments and transfers initiated via Monitise’s technology platform is more than US $20 billion on an annualized basis.
The company provides services to more than 350 financial institutions and other leading brands globally, have 30 million users and strategic partnerships with Visa Inc., Visa Europe, RBS Group, Telefónica Digital, and FIS to develop and deliver Mobile Money services. Monitise was founded by Alastair Lukies in 2003 and has expanded its services to the UK, the US, Turkey, India, Hong Kong, and Indonesia..
Coconut is the current account that takes care of your accounting and tax. It’s designed specifically for freelancers, self-employed people and small business owners.
Working for yourself presents a number of unique challenges. It’s all too easy to waste your valuable time on things like tracking your expenses, getting paid on time by clients, or worrying about your dreaded tax return.
Traditional products like cloud accounting packages and business bank accounts haven’t kept up with the fast-paced way they work today. Self-employment and entrepreneurship is the biggest shift in the way they work for a generation, and they are building Coconut to be the platform to enable this economy to boom.
Their mission is to free millions of people from business admin worldwide, by combining banking and accounting into one simple product.. .
Knoma offers a payment solution and marketplace for lifelong learning. The business is tackling the digital skills gap as the global economy shifts into the fourth industrial revolution.
We help people looking to future proof their career or move into new areas of work by reducing the barrier of payment and removing the pain point of sourcing technical courses. The business is built upon the firm belief in the importance of lifelong education to drive improvements in our customers’ future prosperity.
We believe education should be accessed in a short, but frequent manner; at a lower price point and a focus on gaining technical, digital and data skill-sets. All users can gain access up to £10,000, where the cost of a course can be spread over 12 months with flexible repayments.
The product is completely free to all end users with no interest or fees applicable. Knoma works with leading coding and tech schools.
We are a fun and driven team, ready to make an impact!. .
Glint is a FinTech company making gold an alternative global currency by enabling its clients to save, exchange, spend and send multiple currencies including physical gold. It democratizes gold and makes it easy to cost effectively buy, sell, share and a viable option to spend.
It provides multi-currency wallets, currency exchange, peer-to-peer payments and for the first time the ability to instantly spend gold via the Glint Mastercard anywhere in the world Mastercard is accepted. Glint’s transactional gold currency account offers users the ultimate form of money, insulating them from the destructive effects of inflation and protecting them from the systemic risk of future global financial crisis.
Apart from gold, a Glint account also enables clients to buy, exchange, save, and spend multiple currencies such as USD, GBP, and EUR. It gives clients more control in the way they save, exchange, and spend money..
The first world bank for the micro-economy: a global marketplace for human innovation, financial autonomy and wealth creation. BABB is the trading name of BABB App Ltd, A UK registered Company.
BABB App Ltd is an authorised payment institution by the Financial Conduct Authority .. .
They believe in a new era for financial services. One where people have complete independence, choice and control of their assets.
One which takes the user-focused design of the challenger banks and joins it together with user-focused technology, only possible through the power of the Ethereum blockchain where transparency and decentralisation oversee actions unlike ever before.. .
Fund Ourselves is a mission driven financial technology company providing a market place offering affordable short-term consumer credit to hard working families. Our mission is to offer better, more flexible and more affordable short-term loans for hard working families.
Being a marketplace, lenders on the other hand get better returns on there investment with the short-term investment flexibility and a provision fund cover. Being a marketplace peer-to-peer lender, Fund Ourselves is basically helping with financial inclusion while funnelling the short-term lending returns back to the society.
We are a small group of passionate techies, credit geeks, designers, marketers, lawyers and compliance experts with a shared vision to make change to the consumer credit market. Fund Ourselves is a FinTech business authorised and regulated by the Financial Conduct Authority (FCA) with full authorisation.
Fund Ourselves is the trademark and trading name for Fund Ourselves Ltd.. .
We provide a complete compliance management suite in regards to KYC and AML solutions. From remote photo and live video identity verification and biometric user authentication, to data monitoring, screening, due-diligence, and risk scoring – all in one place.
Combining artificial intelligence & human expert analysis to ensure 0% fraud tolerance for both legal and physical entity onboarding. Ondato stands out among its competitors with the ability to deliver the perfect solution based on client’s individual requirements, and offer maximum flexibility along the process..
ANNA : Absolutely No Nonsense Admin
ANNA Money is the business current account for startups and small businesses. Swift to set up, ANNA manages your invoicing and comes with a debit Mastercard® too.
Sign up to ANNA for services that make business cash flow: Our app, account and admin services are free for three months with no tie-in, followed by a simple monthly plan of £11. We’ll never charge transaction fees or cash withdrawals.
What ANNA delivers: • Fast-issue business current account and debit Mastercard® • Instant account statements in CSV or PDF formats • UK-based customer service, available 24/7 • Ability to freeze your Mastercard® in the app • Ultra secure, 2-factor authorisation • Free UK ATM withdrawals • Invoice management – ANNA can make and send your invoices for you • Late payment chasing – ANNA can politely nudge clients who owe you money The ANNA difference – and our promise to you Behind ANNA Money is a quirky lineup of humans from across the globe – from London, Moscow, Auckland, and almost everywhere in between. We’re experts in finance, AI, business building, branding, creative leadership, customer service, teamwork and doing your admin.
We’ve made an app for people like us who are proud to be a bit different but face the same list of financial chores like everyone else. ANNA stands for the beautifully basic, “Absolutely No-Nonsense Admin”.
The ANNA team stands up for “absolutely no-nonsense service”. But we can’t promise there won’t be a teaspoon of nonsense along the way.
We like animals, for example. They just make us feel at home..
Trunomi’s rules-based platform is the leader in Enterprise Data Privacy Compliance. Enabling businesses for the first time to understand what data they hold, under what regulation and why.
Allowing companies to comply with current and future global regulations from a single platform. Trunomi never sees or stores your customer’s personal data due to its patented technology; and for this reason, Trunomi’s technology is not bound by jurisdictional borders surrounding personal data.
Certified to operate to NSA security standards and validated by Baker McKenzie, Trunomi is a zero-risk solution allowing businesses to: • Prove Compliance with all Global Regulations – now and forever • Visualise your customer data from a single screen • Map your customer data • Automate Data Subject Request (DSR) management • Turn Privacy into a customer experience • Switch on Privacy easily, with a developer-first approach. .
Updraft is a part lending, part credit report, and part financial planning app for millennials. Available on iPhone, Updraft turns borrowers into savers by automating the day to day decisions involved in managing money and mainstream borrowings.
Through innovation in lending product design, behavioral science, and data science to help users with their finances.. .
sync. is looking to lead the way in Open Banking as a Smart-Bank.
We allow users to instantly open a current GBP &/or EUR account in minutes and we provide them with the ability to open up to 30+ other currency accounts. Users are able to exchange currencies between their accounts at the best rates and transfer money worldwide and unbeatable rates.
sync’s USP is to allow users to synchronise all of their financial accounts (bank, credit, loan and mortgage accounts) in one app, as one experience by utilising Open Banking. By being able to budget, manage and track all of their accounts and expenses in one place, offering our users unrivalled user experience as a money management platform and be their financial advisor.
This then translates into tailored recommendations on how to save time and money through our marketplace of products from numerous financial and retail service providers that we have deals with. Our ultimate goal is for our users to better understand their saving, spending and investing habits and to make Banking beautiful, simple and accesible to everyone.
Subscribe now for early access: www.sync.money We’re hiring the best of the best! Help us to improve the Open Banking experience.. .
Old Mutual Group is an international investment, savings, insurance, and banking group. It is a provider of diversified financial services, such as asset management, business banking, private banking, life insurance, property and casualty insurance services.
It operates globally and its business segments include, emerging markets, and wealth management.. .
Private Banking: This division serves wealthy private investors and families, in many cases across generational lines. This is a complex task involving great responsibility, which we gladly accept by offering advice with proven competence and continuity.
We employ opportunity-oriented risk management to maintain and increase the wealth of our clients.. .
Expend is changing the way businesses manage expenses and spending. Say goodbye to multiple apps, logins and subscriptions.
Say hello to an AI-assisted future that’s free of admin and inaccurate data. A revolutionary, award-winning platform that automates company expenses and also provides innovative payment solutions to make managing business spending a doddle.
Expend is a London FinTech which provides expense management software with a banking backbone for unrivalled automation and efficiency. Consolidating features include: controllable company cards, payments, receipt scanning and invoice data extraction, mileage tracking and accounting software integrations.
Businesses, financial controllers and accountants now have more insight and control than ever before. Go beyond expenses with Expend..
Osper is a prepaid debit card and mobile banking service empowering young people to manage their money responsibly by instilling good financial habits from an early age. It offers a safe [MasterCard](https://www.crunchbase.com/organization/mastercard) prepaid debit card and a simple mobile banking app with separate logins for young people and parents.
All money on Osper is safely managed by a European regulated bank. Its application runs on Android and [Apple](https://www.crunchbase.com/organization/apple) devices that also include any iOS device running 6.0 or higher.
Osper is comprised of several investors, including Index Ventures, Horizons Ventures and a number of entrepreneurs, and individuals from the financial services market. To use the service, young people must be at least 8 years old, and must sign up with a parent or legal guardian.
Their parents or guardians must be U.K. residents with a debit card from a U.K.
bank. Osper was launched in 2012 by Alick Varma, who previously worked at [McKinsey](https://www.crunchbase.com/organization/mckinsey-company) and [Spotify](https://www.crunchbase.com/organization/spotify), and also trained to be a math teacher.
It is based in London.. .
Adhara is a software company that builds advanced liquidity management, Fx and payments solutions for banks, central banks and consortiums of banks within the financial industry (e.g. Fnality).
Adhara’s solutions are based on the concept of tokenization of money and CBDCs, leveraging smart contracts over standard, financial-grade blockchain technology. Adhara’s solutions include: – A CBDC Suite that can be used by central banks and specialized players to issue digital currencies of different sorts – Financial infrastructure platforms that orchestrate international, cross-currency, payments processes, as well as Delivery-vs-payment / trading processes in the capital markets, both using CBDCs and/or tokenized money as a means for settlement – Advanced, real time liquidity management and internal payments solutions for commercial banks and their clients Founded in 2018, the company is headquartered in England, UK, and has subsidiaries in Madrid, Spain and Cape Town, South Africa.
Thought Machine is a Fintech company that builds cloud-native technology to revolutionize core banking. Its mission is to cure one of the banking industry’s primary problems: its reliance on outdated IT infrastructure.
Nearly every bank is stuck on a legacy IT platform, which cripples their ability to innovate and give their customers the type of service they deserve. The company provides a solution to this is Vault: a complete retail banking platform that is capable of being configured easily to suit the needs of any bank.
They have built Vault from the ground up as a cloud-native, microservice API architecture platform. Thought Machine has a deep culture of engineering excellence, and they believe it is this which delivers a solution compelling enough to engender a seismic shift in the banking industry..
Finance Unlocked is the world’s first comprehensive, on-demand video-delivered learning platform built specifically for finance professionals. The founders of Finance Unlocked have built careers at the sharp end of banking, financial markets and financial technology.
In that time, we have spent decades consuming, delivering and procuring financial learning. We share a vision of the future where this can be delivered in a much better way for the benefit of all finance professionals..
Loot Financial Services
Loot Financial Services offers a one of a kind service. Combining a pre-paid Visa debit card and a budgeting app for your phone, you have all the tools you need to stay on top of your finances.
No need to worry about manually entering all of your spends for the month – Loot takes care of it for you.. .
Squirrel is an award-winning banking app that helps people regain control of their finances. Squirrel is an automatic budgeting account that splits their salary up into their bills, savings, and a weekly allowance to spend on whatever they like.
No more overspending. No more overdraft.
No more worries.. .
DMALINK is a bank-independent London based electronic execution venue for professional Foreign Exchange traders offering access to anonymous, proactively tailored and sustainable FX liquidity pools with particular focus on emerging markets. Counterparties transacting on DMALINK include Banks, Funds, Money Managers, HFT’s, CTA’s, and Proprietary Trading Firms from across the globe.
An expansive understanding of the FX market and its dynamics provide distinct benefit to buy and sell side participants; directly influencing the quality of trade execution through consistent increase and consequent maintenance of optimal fill rates and price. The firm’s highly tailored offering combines innovative FX liquidity management expertise, deeply rooted industry knowledge, and a refreshingly creative boutique approach to sustainable Foreign Exchange trading services to benefit its global participants..
Macquarie Capital Funds (Europe) Ltd. provides banking, financial, advisory, investment, and funds management services to institutional, corporate, and retail clients.
It offers specialist and the United Kingdom investment funds, real estate capital, and renewable energy investment services; corporate and real estate structured finance advisory services; and financial services, including institutional stock broking and research, equity structured finance and derivatives, treasury and commodities activities, environmental market, lending and asset financing, and business lending. Macquarie Capital Funds (Europe) Ltd.
was formerly known as Macquarie Investment Management (UK) Limited and changed its name to Macquarie Capital Funds (Europe) Ltd. in October 2007.
The company was incorporated in 2000 and is based in London, the United Kingdom. Macquarie Capital Funds (Europe) Ltd.
operates as a subsidiary of Macquarie Group, Ltd.. .
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs. Freemarket’s platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket was founded in June 2010 by Alex Hunn. And it is headquartered in London, England..
dozens is a trading name of Project Imagine Ltd, a company registered in England and Wales (No. 11153882).
They are authorised by the Financial Conduct Authority as an e-money institution (FRN 900894) and also as an investment firm (FRN 814281). They are not a bank.
Our registered office is at 1 St Katharine’s Way London E1W 1UN. The card is issued by Wirecard Card Solutions Ltd pursuant to licence by Mastercard International..
Through the Monet cashflow platform, we’re giving the world’s 1 billion creators, freelancers and micro businesses the power to get paid instantly, manage their money and protect their business, whilst driving long-term financial inclusion. Monet’s risk-modelling engine is accurately risk-profiling creators who use Monet long before institutions, helping de-risk them for increased institutional/financial support.
We’re doing this deploying capital in a high liquidity, short-cycle, and untapped asset class – Future Revenue. Based in the heart of Notting Hill and on the Isle of Man.
Fluency is a blockchain-empowered CBDC proprietary marketplace platform revolutionising the existing financial system. Our blockchain is the world’s first, permissioned, enterprise smart contract platform developed for the purpose of building and interconnecting national CBDC networks.
Integrated with cash retail banking to support transition from cash to CBDCs. Our proprietary technology is specifically-tailored with the idea of bringing technological and economical innovations of digital currencies to the existing financial system.
It was incorporated in 2019 and is based in London, England.. .
Standard Chartered Bank
As a leading international bank, they strive to help people and businesses prosper across Asia, Africa and the Middle East. They offer banking services that help people and companies to succeed, creating wealth and growth across their markets.
Their heritage and values are expressed in their brand promise – Here for good. With more than 86,000 employees in more than 60 markets, they have over a 150-year history in some of the world’s most dynamic regions.
They are listed on the London and Hong Kong Stock Exchanges as well as the Bombay and National Stock Exchanges in India.. .
Masthaven were the first new bank to be awarded a banking licence in 2016. However, they were not new.
They have been providing a flexible and personalised approach to bridging loans and secured lending since 2004. Now they were bringing that expertise to retail banking.
Our London headquarters is home to our UK contact centre, and our teams of knowledgeable and experienced specialists in savings and lending. they were committed to providing flexible and fixed term savings accounts, bridging loans, development finance and second charge mortgages..
Rizq is the UK’s first alternative Islamic digital banking app. Rizq bestows a personal and seamless digital Islamic banking experience, which fully appreciates a Muslim’s core values – on an emotional, as well as a lifestyle level.
Signup up and using Rizq is extremely simple, plus – we save you tonnes of cash on everything from daily shopping, to overseas money transfers. Rizq enables you to make lightning-quick payments, set up budgets, donate to any charity of your choice, and earn cashback in some of the UK’s most popular retailers.
The task of opening and maintaining ethical Sharia-compliant banking products in the UK is confusing, tedious, and operationally traditional. British Muslims are looking for a current account that can provide a seamless experience within the western world, without compromising on their beliefs and value system.
Unfortunately, current banking solutions are disconnected to the audience and those people who engage them. So – whilst Muslims want to create meaningful connections within the community, to support local charities and businesses, and generally empower their finances to be a driver for positive change – it is difficult to achieve this without an enabler.
Enter, Rizq. The Rizq team have lived the problem, and are now solving it by crafting a personal and seamless digital Islamic banking experience.
Our aim is to facilitate financial success within the community, by developing a really high performing and useful product, which does not conflict with Islamic beliefs and establishes a real bond with its key stakeholders (i.e. the customers)..
We are creating a banking experience like never before Fresh like the flavour of mint, an experience that reimagines how you think about banking. A bank built for your smartphone architected around your lifestyle.
Built on the foundations of socially responsible banking and cutting-edge technology, we bring to you, digital financial services that are intelligent, unique, and most important, Refreshingly delightful.. .
TreasurySpring is a financial technology firm that was founded in early 2016 by three long-term business partners with the goal of revolutionising institutional short-term funding markets. We have applied legal, financial and operational technology to create a unique, regulated fund platform.
Our Fixed-Term Funds or FTFs offer cash rich firms access to short-term investments that have historically been unavailable to them, whilst allowing institutions seeking funding to access a much broader universe of capital providers than ever before.. .
Since its foundation on 3 June 1765, Lloyds Bank has been serving the households, businesses and communities of Britain. And, in 2015 we’re celebrating 250 years of helping the people of Britain with the things that matter most to them.
They offer a comprehensive range of financial products and services – including current accounts, savings, mortgages, loans and credit cards.. .
MPT PAY Ltd Digital Bank connect EU / Non EU business. A single financial ecosystem of banking services for companies, regardless of the country of registration of the business and location of owners.
Opening bank accounts for residents and non-residents of the Euro Union within a few minutes. A direct connection to SEPA, SWIFT, a built financial ecosystem for companies.
You may need additional information: our business plan, Q&A, vision for 5 years, P&L, Cap table etc., (pls use this link – https://www.linkedin.com/smart-links/AQEPiAFgY99t4g) Now our project is built on a “network effect” based on a unit economy with the main indicators Cost of Customer Acquisition + LTV (Life time value) + Payback Period. We managed to find our own “flywheel” of the business model and we continue to make fundamental changes in the financial world.
Develop marketing models to increase the number of business connections to +100 per month, develop a preliminary compliance procedure (to increase the speed of company verification and open a bank account), DEPP (Dynamic Escrow Payment Protocol), and technology of generating a QR code for payment without data entry credit card in online stores, payment for receipts and steaming («one scan payment» for EU/ non EU customers – Youtube, Twitch, Vimeo, gaming, streaming, and payment at a distance of 1 meter from the merchant, for street vendors without terminals – video – https://www.linkedin.com/smart-links/AQF4It2MRbWnYA, https://www.linkedin.com/smart-links/AQF4It2MRbWnYA). 5 steps to get the result – opening an EU bank account and connecting the necessary services: 1.
Registration https://mptpay.com/create-account. 2.
Questionnaire https://mptpay.com/questionnaire. 3.
TRASTRA – is easy and fast banking for cashing out crypto. TRASTRA – is blockchain personal banking that combines the benefits of digital money and the features of traditional finances in one place.
TRASTRA customers are provided with services to fulfill all their crypto needs: Payment Card for cashing out cryptocurrencies; Instant crypto to fiat exchange; Multi-Sig Bitcoin, Ethereum, Bitcoin Cash, Litecoin, and Ripple wallets with 2FA to store, buy and sell crypto; Mobile app available in AppStore and GooglePlay. The company is also working on the IBAN feature.
TRASTRA is a London-based company founded in 2017. Roman Potemkin, FinTech entrepreneur with 12+ years of experience in finance and banking technologies is CEO of TRASTRA..
Bank of England
The Bank of England serves as the central bank of the United Kingdom. It operates the real time gross settlement system through which payments relating to the United Kingdom payments and securities settlement systems are settled, maintaining monetary and financial stability as well as the note issue.
It also offers banking services to the government and other customers, principally central banks, and other financial institutions. The Bank of England acts as the agent for HM Treasury in managing the United Kingdom’s foreign currency assets and gold reserves, and its foreign currency liabilities; and promotes the case for price stability and understanding of the current framework through the media of publications, speeches, and education programs.
It also sets the bank’s official rate, the primary instrument of monetary policy; deals in the foreign exchange market; maintains the stability of the financial system by monitoring and analyzing the behavior of participants in the financial system, and the financial and economic environment; and offers technical assistance and advice to other central banks, through its center for Central Banking Studies. The company was founded in 1694 and is headquartered in London, the United Kingdom.
It is the second oldest central bank in the world.. .
Manigo is a Banking as a Service company offering businesses of any size white label digital banking, payments and card solutions covering the whole value chain from back to front-end. Manigo’s mission is to enable every business to embed digital banking services into their user journeys without having to handle the regulatory burden themselves.
Enabling businesses to create B2C and B2B products with mix and match turnkey solutions or API integration, Mangio delivers, customises and operates the proposition. Select the features right for your solution, customise to suit your brand and launch a fully regulatory compliant solution in accelerated time, managed from back to front-end by Manigo so you can focus on what you do best.
Increasing brand loyalty, boosting revenue and joining the cashless revolution is simple with Manigo. You can find more information about Manigo here: www.manigo.com.
Albert, your pocket bookkeeper, automates and makes daily bookkeeping simple for people working for themselves. An innovative, fast growing technology company, disrupting business finance management for freelancers.
Backed by the investors behind Skype, Wix and Azimo, the company launched their platform publicly in early 2016, and has been recognised as UK startup of the year. With over 2,500 five-star ratings in the app store, Albert is the UK’s highest rated finance app for freelancers and has been featured by Apple six times on the front of the app store..
Third Financial has developed the new generation Tercero Software Platform from the ground up. This is the only new front to back wealth management software platform to appear in more than a decade.
The company has also established a reputation as being the only true ‘Wealth CRM’ experts and is leading the market in terms of adoption and investment into new mobile technologies.. .
Founded in 2013, CASHOFF is a six-year-old Fintech company with its HQ in London, a strategic center and a development hub in Hong Kong and Moscow respectively. We have successfully helped 50+ banks and brands who have adopted its solutions worldwide to serve the audience of 10M+ consumers.
We have ensured that CASHOFF is a member of innovation centres such as Level 39 (London), Cyberport (Hong Kong) and Skolkovo (Moscow). The company is proud of being listed as Top 10 FinTech companies by Deloitte, Global Banking & Finance Awards winner for Best Digital Banking Technology Provider and 30 Best Tech companies in Asia by Silicon Review Magazine..
Sainsbury’s operates supermarkets and convenience stores, an online grocery and general merchandise operation, as well as Sainsbury’s Bank. The network has over 1200 supermarkets.
It also has two property joint ventures with Land Securities Group Plc. and The British Land Company Plc.
The company’s business structure comprises Sainsbury’s stores: operates a range of store formats that are designed to meet with specific customer requirements and locations; Sainsbury’s online: online groceries and non-food online sales; Sainsbury’s property: a portfolio which includes freehold and long leasehold properties and properties within joint venture arrangements; Sainsbury’s Bank: provides a range of products, including insurances, credit cards, savings, and loans; Sainsbury’s Energy: offers propositions with a focus on simplifying energy tariffs and providing energy efficiency advice for customers’ homes; Sainsbury’s Entertainment: a selection of movies, music, books, games, and other entertainment products; and insight to communication (i2c): the joint venture between Sainsbury’s and Aimia offers marketing solutions for brands. Sainsbury’s was co-founded by John James Sainsbury and Mary Ann Sainsbury in 1869 and is headquartered in London, United Kingdom..
Lloyds Banking Group
The UK’s largest financial services Group. Lloyds Banking Group are a financial services group focused on retail and commercial customers – with millions of customers in the UK, and a presence in nearly every community.
It is their role to help businesses and individuals, while making a positive contribution to the communities in which they operate. Lloyds Banking Group has many household names like Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows..
A three sided, tech-enabled marketplace composed of equipment users, vendors and funders. The platform provides companies with multiple finance offers and arranging finance is fully digital from first contact to final contract.
Our web app also assists companies in sourcing and managing equipment through a central dashboard. #FinTech #marketplace #Lending #asset finance #leasing #equipment finance #equipment management Backed by Innovate UK, industry angel investors and leading suppliers.
Strong team of experienced professionals.. .
NatWest Bank offers a range of commercial and retail banking services to its clients. The bank’s private product portfolio consists of bank accounts, overdrafts, savings accounts, credit cards, loans, mortgages, insurance, and investments.
Businesses are provided with financial services based on their annual turnover. NatWest Bank was founded in 1968..
A fully licensed bank, Banking Circle is a next-generation provider of mission-critical financial services infrastructure leading the rise of a super-correspondent banking network. Banks and Payments businesses can access a range of banking services – multi-currency bank accounts, local clearing, cross border payments and flexible business lending, compliantly and securely – without the need to build their own infrastructure and correspondent banking partner network.
Bespoke, flexible, scalable and futureproofed solutions enable financial services businesses to do what they’re really good at – serving the end client successfully and efficiently – thereby allowing them to seize market opportunities. Bypass old, bureaucratic and expensive systems and enable global banking services for your clients.
Financial infrastructure you can bank on.. .
The Baobab Network
The Baobab Network is the fastest growing start-up accelerator in Africa. Focused on early stage technology ventures across the African continent, The Baobab Network offers companies funding, support and a platform for growth, in exchange for equity.
Based between Nairobi and London, Baobab also has a data and analytics platform, Baobab Insights, which offers funds, corporates and governments around the world better data and research on the digital space in Africa.. .
TuningBill is a Fintech company that provides digital banking experience. TuningBill is an Invoice Discounting platform.
It allows Invoice Sellers to sell their Invoices at a discount to one or more Investors. The key features of the TuningBill model are: the validation involves the confirmation by the Invoice Payer, credit risk and pricing engine suggest a price, input their own selling price, more than one Investor can purchase parts of the Invoice, the Seller automatically receives the money minus transaction costs in their wallet, and the money is returned to the Investors after deductions of TuningBill’s fee and costs..
You may write to us at: BestStartup.co.uk/Fupping Ltd, 349 Royal College Street, London, England, NW1 9QS.