This article showcases our top picks for the best English FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups and companies for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
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Top English FinTech Startups
Data sourced from Crunchbase and SemRush.
Revolut
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Revolut is a financial services company that specializes in mobile banking, card payments, money remittance, and foreign exchange.
Rapyd
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Rapyd is a payments platform that inserts fintech services into any app and simplifies the complex offering of local payment methods.
Starling Bank
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Starling Bank is a mobile banking platform that offers personal, joint, and business accounts.
Zilch
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Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted.
Wise
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Wise is a money transfer service allowing private individuals and businesses to send money abroad without hidden charges.
Currencycloud
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Currencycloud specializes in a fully cloud-based platform for B2B cross-border payments.
Monzo
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Monzo is a digital-only bank platform and marketplace that allows customers to access a range of products and services.
Paysafe
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Paysafe is a global payments provider offering a range of payments solutions for businesses and consumers.
Soldo
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Soldo is a multi-user expense account helping companies manage their budgets.
Celsius Network
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Celsius Network is a blockchain-based lending platform that is accessible through a free mobile app.
Tide
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Tide is a business banking platform with a mission to save small businesses time and money on their banking and admin.
Checkout.com
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Checkout.com is an API-based platform providing online payment solutions that improve the userโs checkout experience.
Railsbank
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Railsbank is an open banking API and platform that gives regulated and un-regulated companies access to global banking.
Curve
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Curve is a banking platform that consolidates cards and accounts into one smart card and app.
Yapily
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Yapily offers API-based software to enable innovative products to connect to banks.
Aave
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Aave is an open source non-custodial protocol on Ethereum for decentralized lending and borrowing.
Onfido
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Onfido is a technology company designed to automate the process of identity verification.
TrueLayer
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TrueLayer is a fintech platform utilized to build financial apps that connect to bank data, verify accounts, and access transactions.
GoCardless
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GoCardless is a payment company that makes collecting payments by direct debit easy for everyone.
Codat
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Codat is an API platform that provides real-time connectivity to the financial software used by small businesses.
Augmentum Fintech
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Augmentum Fintech is a FinTech fund that invests in early and later-stage FinTech companies.
Capital on Tap
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Capital on Tap is a fintech company that provides small and medium-sized businesses with credit cards.
Barclays
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Barclays is a global financial services company that provides various financial products and services worldwide.
SumUp
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SumUp is a financial technology company that enables businesses to accept card payments at the Point-of-Sale or on the go.
Fly Now Pay Later
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Fly Now Pay Later is a fintech company that helps consumers spread the cost of their travel over a flexible duration.
ClearScore
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ClearScore is a financial technology company that provides credit scoring services and a marketplace.
LATOKEN
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LATOKEN is the leading platform for multi-asset tokenization and cryptocurrency exchange.
Bought By Many
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Bought By Many is a pet InsurTech company that provides insurance products and a streamlined customer experience.
Modulr
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Modulr is a fintech company that provides Payments as a Service API for digital businesses.
ComplyAdvantage
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ComplyAdvantage provides AI-driven financial crime risk data and detection technology.
Zopa
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Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.
SaltPay
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SaltPay is a FinTech company dedicated to building a better future for merchants by servicing them through payment and management tools.
Funding Circle
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Funding Circle is a lending platform for small businesses.
Bitstamp
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Bitstamp allows companies and individuals from all around the world to buy and sell bitcoin, litecoin, ethereum, ripple, and bitcoin cash.
Token
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Token is an open banking payments platform driving the shift from traditional payment methods to bank payments.
Nexo
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The Worldโs Leading Regulated Financial Institution for Digital Assets
Ebury
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Ebury is a financial services company designed to empower small and medium-sized businesses that want to trade internationally.
PPRO
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PPRO is the top global provider of local payments infrastructure, powering growth for payment service providers.
Flock Ltd.
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Flock is a London-based, VC and government-backed insurtech providing intelligent insurance to drone operators and commercial motor fleets.
Paysend
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Paysend is a financial technology platform that enables any bank card (Visa or MasterCard) to send and receive money worldwide.
Freetrade
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Freetrade is a challenger stockbroker that offers free share trading in mobile phones.
gohenry
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Gohenry is a developer of a kids money management application helping young people to take part in the digital economy.
Monese
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The mobile app alternative to the banks, offering multi-currency accounts that are easy to open from anywhere in the European Economic Area
TradingView
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The social network powering independent traders and investors
Paga
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Paga is a mobile payment company building an ecosystem to enable people digitally send and receive money, creating simple financial access.
Habito
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Habito is a digital mortgage brokerage services company that offers a personal and modernized approach to the home buying experience.
iwoca
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Iwoca offers credit financing services for small businesses.
Mercuryo
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Mercuryo is an international fintech company focused on providing cryptocurrency payment solutions.
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Tulipshare is the first activist investment platform, with a focus on impactful project to make this planet better.
Trading 212
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Trading 212 is a fintech company that provides free, smart apps to democratize the economic market.
OakNorth
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OakNorth is the creator of the ON Credit Intelligence Suite โ proven cloud software that transforms commercial lending
MarketFinance
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MarketFinance is a FinTech company providing business finance solutions that help companies grow.
LMAX Group
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LMAX Group: Delivering a transparent, neutral, global marketplace for all participants
Smart Pension
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Smart Pension is a workplace pension tailored specifically for UK businesses.
Wirex
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Wirex is a digital payment platform that aims to make crypto and traditional currencies equal and accessible to everyone.
Marshmallow
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Marshmallow is a full-stack insurance carrier driven by technology.
Wagestream
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Wagestream is a financial services firm that allows employees to stream their earned wages into their accounts through an instant app.
10xbanking
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10xbanking offers a digital banking platform that will transform the way financial services providers operate.
Clim8 Invest
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Clim8 Invest provides an app that allows individuals to invest in industries that work towards fighting climate change.
Cleo
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Cleo is a financial assistant designed for Gen-Z that is fighting for the worldโs financial health.
Insurtech Gateway
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The only FCA authorised independent incubator + fund, the Insurtech Gateway is the fastest place to build and launch an insurtech idea.
Prodigy Finance
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Prodigy Finance provides postgraduate student loans to international students to attend a top school.
Bud
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Bud is a financial network combining APIs & data to create a new species of connected experiences.
BIMA
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BIMA provides digital health and insurtech services in emerging markets.
Salary Finance
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Salary Finance partners with employers to improve employee wellbeing by helping get people out of debt and into saving.
Moneybox
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Moneybox is a mobile savings and investment app that offers a range of saving and investment products including Lifetime ISAs and Pensions.
Divido
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Divido is a global white label consumer lending platform for financial institutions and multinational retailers.
Penfold
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Challenger pension getting young people and the self-employed saving enough for retirement.
Dawn Capital
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Dawn Capital is an early-stage venture fund that focuses on investing in the enterprise software and FinTech sectors.
Storm2
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Storm2 operates as a recruitment marketplace for fintech.
Meniga
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Meniga is a digital banking platform that helps banks, businesses, and individuals manage their financial data.
Radix
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Radix DLT is building a decentralized finance protocol that provides access, liquidity, and programmability of any asset in the world.
PrimaryBid
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PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital.
Yoyo Wallet
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Yoyo Wallet is a mobile payment, loyalty and marketing platform.
Kroo
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Kroo is a financial technology company that develops innovative services for a new generation of customers.
Moneyfarm
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Moneyfarm is a digital wealth manager that offers advice and investments.
ClauseMatch
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ClauseMatch is a financial technology company that provides software-as-a-service platform for smart document management.
Funding Options
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Funding Options is a business to business services marketplace platform operating in the UK and the Netherlands.
Pento
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Pento provides a SaaS-based online platform intended to optimize payroll services.
Credit Kudos
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Credit Kudos is a credit bureau that uses financial behaviour and data through open banking to measure creditworthiness.
TransferGo
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TransferGo offers international money transfers for both migrant workers & businesses using their digital account-to-account business model.
Tandem
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Tandem is building a bank and financial management universe, focused on freeing users from financial stress by making money simple.
Molo
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Molo is a digital mortgage lending platform that uses technology and AI to make home financing faster, better, and cheaper.
Atomico
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Atomico is an international investment firm that focuses on helping disruptive technology companies scale globally.
Chip
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Chip is building the best savings account in the world
Taptap Send
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Taptap Send is an app that lets immigrants send money back home at great rates
Kantox
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Kantox is a leader in Currency Management Automation software that enables businesses to automate their end-to-end FX workflow
FIDEL API
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Fidel is a payments API platform for developers, providing tools to build powerful, real-time products on top of payment cards.
Ziglu
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Ziglu provides a digital platform that enables customers to exchange fiat currency for cryptocurrency.
Form3
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Cloud-native connectivity, payment processing, clearing and settlement services to Financial Institutions and Fintechs globally.
Concirrus
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Concirrus support digital transformation of the specialty insurance industry using the latest developments in technology.
CoinBurp
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CoinBurp is a uniquely user-friendly trading platform built by seasoned cryptocurrency experts thatโs revolutionising.
Pollinate
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Pollinate Networks is a platform that works with banks to create data-driven experiences for merchants and consumers.
ezbob
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ezbob is a UK based software provider for banks and other financial institutions.
Genesis Global
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Genesis Global is a low-code technology platform that helps financial institutions build new applications.
Hastee
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Hastee is a mobile application that allows workers to receive a portion of their earned pay immediately.
Jaja
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Jaja is a fintech company that provides digital and physical credit cards and other financing services.
Hokodo
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Insurance APIs to make trade easier on your platform. Powerful, easy-to-use, developer friendly.
Urban Jungle
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Urban Jungle provides an insurance technology to help young people get cheaper, better home insurance.
Bequest
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Weโre building a better way to protect you and your family, starting with personalised pay-as-you-go life insurance. Backed by Aviva.